Wealth Happens One Day at a Time: 365 Days to a Brighter Financial Future - Hardcover

Stephens, Brooke M

Hardcover

ISBN 10: 0887309828 ISBN 13: 9780887309823

Publisher: Harper Business, 1999

Synopsis

Does a secure financial life seem to bea thousand-mile journey, one too difficult or complex even to begin? Does wealth strike you as an impossible dream, one not meant for you? Whether you're living from paycheck to paycheck, buried under a mountain of credit card debt, or simply confused by the world of stocks, bonds, and brokers, it's never too late to change your situation. All you need is a little help.

You can find that help here. In Wealth Happens One Day at a Time, Brooke M. Stephens walks the reader down the path to financial freedom--step-by-step, day-by-day. From breaking harmful spending habits and creating a positive attitude toward money to learning about investments and building wealth for your future, you'll find everything you need to know in Ms. Stephens's year-long program for success. Straight-talking and engaging, this informational and inspirational guide is an essential tool for empowering yourself financially.

By spending just ten to fifteen minutes with the book every day, you'll learn:

• how changing your attitude can change your life

• how to break out of debt and control your spending

• how to choose investments and make your money grow

• how to protect your gains and prepare for a comfortable retirement

• how to give your children or grandchildren a secure start in life and most important:

• How to build a stable, satisfying financial future!

Filled with the wisdom and advice of a seasoned expert, Wealth Happens One Day at a Time is the key to mastering money and taking charge of your financial future. It's easier than you think. As Brooke Stephens writes, "the journey to wealth begins with the first dollar." With Stephens as your guide, take the first step down the road to wealth and prosperity--today.

About this title

Review:

Sometimes our parents plant weird ideas in our heads, such as "You shouldn't be selfish," when the subject of buying something nice arises. As an adult, that often translates into "I don't deserve to have money." Or maybe we feel so good about the money we make that we can't resist spending it on whatever catches our eye: a new pair of shoes, a titanium mountain bike, a leather love seat to go with the leather sofa we couldn't afford last month.

Financial planner Brooke Stephens has heard every excuse for not making, saving, and investing money; she also knows that no matter what attitude a person starts with, he or she can change it. So Wealth Happens starts with baby steps--tiny exercises to change your mind about money, and to increase your knowledge about what it can do. Then she shows the basics of investing, building wealth, protecting what you've built, and, finally, retiring on that wealth.

Sprinkled among the chunks of concrete advice are quotes and proverbs ("Save money and money will save you"), inspirational anecdotes (John D. Rockefeller built an incredible fortune while tithing 10 percent to his church), and real-life scenarios showing how a decent income can get gobbled up with foolish purchases and the resultant credit-card interest. Wealth Happens is about as beginner-friendly as personal-finance guides can possibly be. Because of that, it probably won't be very useful to the person who's already paying off credit-card balances each month and saving for retirement. But for the person who wonders how people who own homes got them, or how anyone can actually afford to retire at 65, this is the book to buy. --Lou Schuler

About the Author:

Brooke M. Stephens, a twenty-year veteran of Wall Street, is a former stockbroker and a registered investment adviser with her own consulting firm. A popular speaker, Ms. Stephens appears regularly on CNBC, CNN, Bloomberg, and BET. She is a member of the financial Women's Association of New York, the National Black MBA's Association, and is the author of Talking Dollars and Making Sense.

About this edition

• Publisher: Harper Business
• Publication date: 1999
• ISBN 10: 0887309828
• ISBN 13: 9780887309823
• Binding: Hardcover
• Number of pages: 384