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Roscas and Banks

Muhammad Farid

Published by LAP Lambert Academic Publishing
ISBN 10: 3847371584 / ISBN 13: 9783847371588
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Bibliographic Details


Title: Roscas and Banks

Publisher: LAP Lambert Academic Publishing

Binding: Paperback

Book Condition: New

Book Type: Paperback

Description:

Paperback. 60 pages. Dimensions: 8.7in. x 5.9in. x 0.1in.Over the last few years informal saving groups have been constantly increasing. Not only poor but people that are relatively well off have opted to participate in such groups. Why is this so This book answers the question and put forward the issues and possibilities if these informal saving groups have what it takes to replace a banks saving account. This book studies rosca (rotating, saving and credit associations), an informal self help saving group mostly formed by poor around the world, especially in Africa and Asia, to save their money. This is an effective saving group that is very popular in developing countries. People gather daily, weekly or monthly to contribute some amount of money and then the accumulated money is given to one of the member. This process continues until all the members receive the accumulated sum. After that, the chain is broken. A good amount of work on rosca is done in the past, by many people around the world. This paper however, proposes a new hypothesis, one that has never been taken before, which is that roscas can replace a banks saving account. This item ships from multiple locations. Your book may arrive from Roseburg,OR, La Vergne,TN. Bookseller Inventory # 9783847371588

About this title:

Synopsis: Over the last few years informal saving groups have been constantly increasing. Not only poor but people that are relatively well off have opted to participate in such groups. Why is this so? This book answers the question and put forward the issues and possibilities if these informal saving groups have what it takes to replace a bank's saving account. This book studies rosca (rotating, saving and credit associations), an informal self help saving group mostly formed by poor around the world, especially in Africa and Asia, to save their money. This is an effective saving group that is very popular in developing countries. People gather daily, weekly or monthly to contribute some amount of money and then the accumulated money is given to one of the member. This process continues until all the members receive the accumulated sum. After that, the chain is broken. A good amount of work on rosca is done in the past, by many people around the world. This paper however, proposes a new hypothesis, one that has never been taken before, which is that roscas can replace a bank's saving account.

About the Author: Muhammad Farid, studied Economics at one of the best universities of Pakistan, University of Peshawar. With excellent academic record throughout his academic career Farid has proved his worth by becoming the youngest student in the University's history to have his research paper published at European Journal of Social Sciences.

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