Easy Money: How to Simplify Your Finances and Get What You Want out of Life

3.4 avg rating
( 57 ratings by GoodReads )
 
9780132383837: Easy Money: How to Simplify Your Finances and Get What You Want out of Life

Pulliam Weston (Your Credit Score), columnist for MSN Money and author of the nationally syndicated column "Money Talk," provides a practical, easy-to-understand guide to taking control of personal finances and establishing financial security. Like most financial advice books, this collection covers the basics, such as creating a financial toolkit, investing, planning for retirement and saving for college. While Pulliam Weston provides insights into these areas-especially for those without a financial background-she also charts new territory with her "60 Percent Solution" and "50/30/20 Plan," both aimed at spending control, as well as getting the most out of your credit cards and what to do if you've overspent on a car purchase. An advocate of online banking, Pulliam Weston maps out the right way to pay bills and advocates account aggregation and consolidation. She also provides a useful resource guide for finding a financial planner, a tax professional and an estate planning attorney. Checklists are included in each chapter, as well as helpful charts and tables that aid in getting and staying organized. This book will be a valuable guide on the path to financial control and security.

                                                --Publishers Weekly

 

 

“If you want to simplify your life and make solid decisions—fast—this book is your answer. It’s one more reason Liz remains one of America’s most trusted financial columnists. Quick, easy, and empowering!”

—Jennifer Openshaw, Author of The Millionaire Zone and CEO, WinningAdvice.com

 

“As usual, Liz cuts to the chase to provide readers with practical, easy to implement tips for living a rich life. If you follow only half of her on-the-money recommendations you’ll be exponentially better off tomorrow than you are today.”

—Lois P. Frankel, Ph.D., Author of Nice Girls Don’t Get Rich and

Nice Girls Don’t Get the Corner Office

 

Simplify your financial life…

now and forever!

 

• By the Internet’s #1 personal finance expert, MSN’s Liz Pulliam Weston

• Stop feeling overwhelmed by your finances: take control, the easy way!

• Save time, avoid mistakes, and help secure your future

 

Common sense. Easy solutions. Plain English. Best selling author,

Liz Pulliam Weston, takes on the problem everyone has, and nobody talks about: the sheer hassle of managing your money! Weston offers practical guidance and easy checklists for every decision: investments, credit cards, insurance, mortgages, retirement, college savings, and more! Discover how to consolidate, delegate, and automate your finances…save time and money…and live a more rewarding, secure life!

 

www.lizweston.com

"synopsis" may belong to another edition of this title.

About the Author:

Liz Pulliam Weston is the most-read personal finance columnist on the Internet, according to Nielsen//NetRatings. She’s also an award-winning, nationally syndicated personal finance columnist who can make the most complex money topics understandable to the average reader. She is the author of the national best-seller Your Credit Score: How to Fix, Improve and Protect the 3-Digit Number that Shapes Your Financial Future and of Deal with Your Debt: The Right Way to Manage Your Bills and Pay Off What You Owe. She also was a contributor to The Experts’ Guide to the Baby Years.

 

Liz’s columns run twice a week on MSN Money, which reaches more than 12 million readers each month. Millions more read her question-and-answer column “Money Talk,” which appears in newspapers throughout the country, including the Los Angeles Times, the Cleveland Plain Dealer, the Palm Beach Post, the Portland Oregonian, the Newark Star-Ledger, Stars & Stripes, and others.

 

Liz appears regularly on numerous television and radio programs, including American Public Media’s “Marketplace Money” and NPR’s “Talk of the Nation” and “All Things Considered.” She was for several years a weekly commentator on CNBC’s “Power Lunch” and has been quoted in numerous publications, including Consumer Reports, Real Simple, Family Circle, Men’s Health, Woman’s Day, Parents, Christian Science Monitor, the Associated Press, the Chicago Tribune, the Boston Globe, Forbes.com, and others.

 

Weston is a graduate of the certified financial planner training program at University of California, Irvine. She can be reached via the “contact Liz” form on her Web site, www.asklizweston.com.

 

Excerpt. © Reprinted by permission. All rights reserved.:

Introduction

Introduction

Have you paid a late fee on a credit card or bounced a check in the past year? Did you misplace a bill, a statement, or some other financial record that you desperately needed to find? Are you confused about how much insurance you should buy, which health plan you should choose, the right way to save for college or retirement?

Do you ever wish you could spend less time worrying about money?

If so, you're in good company.

People today have to make a lot more financial decisions and keep track of far more details than they did even a generation ago. Instead of one health care plan, you may have to choose from half a dozen—or you may have no insurance at all. Instead of a traditional pension plan provided by an employer, you probably have to save for retirement on your own—and figure out how much to contribute, where to invest the contributions, and eventually how to take your money out. Instead of a credit card or two, you have access to literally tens of thousands of options, all with different rates, terms, and due dates. Even mortgages, which used to come in one basic flavor—fixed rate, for 30 years—have multiplied into a bewildering array of alternatives.

At the same time, the penalties for making mistakes seem to be escalating every day. It's not just that late fees, bounced-check charges, and over-limit penalties are skyrocketing. There are bigger issues. Choose the wrong health coverage, for example, and you could become one of the hundreds of thousands of people each year who have to file bankruptcy, in part because of medical reasons. Mess up on your retirement, and you could be working well past the age when your peers are on the golf course.

If you're like most people, all of this is simply overwhelming. Even if you do have time to research and understand all your options, you probably feel like you don't have time to properly manage every aspect of your finances the way you'd like while still holding down a job, caring for a family, and enjoying a minute or two of leisure time every once in a while.

The good news is that there is hope. You can winnow down your choices, streamline your financial systems, and take control of your money. A few hours spent with this book and a little time invested in today's personal finance technology can put you on track for your goals and alleviate your anxiety about the details that could otherwise trip you up.

Let's get started.


© Copyright Pearson Education. All rights reserved.

"About this title" may belong to another edition of this title.

Top Search Results from the AbeBooks Marketplace

1.

Weston, Liz
Published by Financial Times
ISBN 10: 0132383837 ISBN 13: 9780132383837
New PAPERBACK Quantity Available: 1
Seller
Orion Tech
(Grand Prairie, TX, U.S.A.)
Rating
[?]

Book Description Financial Times. PAPERBACK. Book Condition: New. 0132383837 . Bookseller Inventory # GTA4661.2MHBR110416H0074P

More Information About This Seller | Ask Bookseller a Question

Buy New
US$ 1.69
Convert Currency

Add to Basket

Shipping: US$ 2.95
Within U.S.A.
Destination, Rates & Speeds

2.

Weston, Liz
ISBN 10: 0132383837 ISBN 13: 9780132383837
New Quantity Available: 5
Seller
GreatBookPrices
(Columbia, MD, U.S.A.)
Rating
[?]

Book Description Book Condition: New. Bookseller Inventory # 5109706-n

More Information About This Seller | Ask Bookseller a Question

Buy New
US$ 10.83
Convert Currency

Add to Basket

Shipping: US$ 2.64
Within U.S.A.
Destination, Rates & Speeds

3.

Weston, Liz
Published by Prentice Hall
ISBN 10: 0132383837 ISBN 13: 9780132383837
New Quantity Available: > 20
Seller
INDOO
(Avenel, NJ, U.S.A.)
Rating
[?]

Book Description Prentice Hall. Book Condition: New. Brand New. Bookseller Inventory # 0132383837

More Information About This Seller | Ask Bookseller a Question

Buy New
US$ 10.67
Convert Currency

Add to Basket

Shipping: US$ 3.50
Within U.S.A.
Destination, Rates & Speeds

4.

Weston, Liz
Published by Pearson Education (US), United States (2007)
ISBN 10: 0132383837 ISBN 13: 9780132383837
New Paperback Quantity Available: 1
Seller
The Book Depository US
(London, United Kingdom)
Rating
[?]

Book Description Pearson Education (US), United States, 2007. Paperback. Book Condition: New. 226 x 150 mm. Language: English . Brand New Book. Pulliam Weston (Your Credit Score), columnist for MSN Money and author of the nationally syndicated column Money Talk, provides a practical, easy-to-understand guide to taking control of personal finances and establishing financial security. Like most financial advice books, this collection covers the basics, such as creating a financial toolkit, investing, planning for retirement and saving for college. While Pulliam Weston provides insights into these areas-especially for those without a financial background-she also charts new territory with her 60 Percent Solution and 50/30/20 Plan, both aimed at spending control, as well as getting the most out of your credit cards and what to do if you ve overspent on a car purchase. An advocate of online banking, Pulliam Weston maps out the right way to pay bills and advocates account aggregation and consolidation. She also provides a useful resource guide for finding a financial planner, a tax professional and an estate planning attorney. Checklists are included in each chapter, as well as helpful charts and tables that aid in getting and staying organized. This book will be a valuable guide on the path to financial control and security. --Publishers Weekly If you want to simplify your life and make solid decisions-fast-this book is your answer. It s one more reason Liz remains one of America s most trusted financial columnists. Quick, easy, and empowering! -Jennifer Openshaw, Author of The Millionaire Zone and CEO, As usual, Liz cuts to the chase to provide readers with practical, easy to implement tips for living a rich life. If you follow only half of her on-the-money recommendations you ll be exponentially better off tomorrow than you are today. -Lois P. Frankel, Ph.D., Author of Nice Girls Don t Get Rich and Nice Girls Don t Get the Corner Office Simplify your financial life.now and forever! * By the Internet s #1 personal finance expert, MSN s Liz Pulliam Weston * Stop feeling overwhelmed by your finances: take control, the easy way! * Save time, avoid mistakes, and help secure your future Common sense. Easy solutions. Plain English. Best selling author, Liz Pulliam Weston, takes on the problem everyone has, and nobody talks about: the sheer hassle of managing your money! Weston offers practical guidance and easy checklists for every decision: investments, credit cards, insurance, mortgages, retirement, college savings, and more! Discover how to consolidate, delegate, and automate your finances.save time and money.and live a more rewarding, secure life!. Bookseller Inventory # BZV9780132383837

More Information About This Seller | Ask Bookseller a Question

Buy New
US$ 16.52
Convert Currency

Add to Basket

Shipping: FREE
From United Kingdom to U.S.A.
Destination, Rates & Speeds

5.

Weston, Liz
Published by Financial Times (2007)
ISBN 10: 0132383837 ISBN 13: 9780132383837
New Paperback Quantity Available: 1
Seller
Irish Booksellers
(Rumford, ME, U.S.A.)
Rating
[?]

Book Description Financial Times, 2007. Paperback. Book Condition: New. book. Bookseller Inventory # 0132383837

More Information About This Seller | Ask Bookseller a Question

Buy New
US$ 18.07
Convert Currency

Add to Basket

Shipping: FREE
Within U.S.A.
Destination, Rates & Speeds

6.

Weston, Liz
Published by Financial Times (2007)
ISBN 10: 0132383837 ISBN 13: 9780132383837
New Softcover Quantity Available: 1
Seller
Book Deals
(Lewiston, NY, U.S.A.)
Rating
[?]

Book Description Financial Times, 2007. Book Condition: New. Brand New, Unread Copy in Perfect Condition. A+ Customer Service! Summary: Introduction 1 Chapter 1 Setting Up Your Financial Life 3 Your Financial Toolkit 3 Consider Two Checking Accounts 8 The Right Ways to Pay Your Bills 8 Build Your Control Panel 16 Set Up Your Command Center 20 Staying Up-to-Date 22 Your Checklist 25 Chapter 2 Take Charge of Your Spending 27 The 60 Percent Solution 28 The 50/30/20 Plan 31 How Do I Prioritize My Goals? 39 Couples and Money 41 Your Checklist 45 Chapter 3 Get the Most Out of Your Credit Cards 47 If You Carry a Balance 47 How to Find the Best Card(s) 57 Your Checklist 60 Chapter 4 The No-Sweat Guide to Retirement (and other) Investing 61 How to Manage Risk 62 Why Beating the Market Is So Tough 65 The Three Keys to Successful Investing 66 Why Life-Cycle and Target Maturity Funds May Be the Answer 70 Which Account Do I Use? 73 Coordinating Your Approach 75 Getting Help 76 How Much Should I Save for Retirement? 77 Ballpark E$timate 78 As You Approach Retirement 83 Your Checklist 85 Chapter 5 The Easy Way to Save for College 87 Why 529 College Savings Plans Rock 90 Picking the Right College Savings Plan 92 Prepaid Tuition Plans 93 Your High School Game Plan 95 What to Do If You're Starting Late 95 Your Checklist 97 Chapter 6 Insurance: Protecting What You Have--And Will Have 99 Auto Insurance 99 Renters Insurance 103 Condo Owners Insurance 104 Homeowners Insurance 104 Umbrella Liability Policies 107 Health Insurance 107 Disability Insurance 109 Life Insurance 110 Your Checklist 115 Chapter 7 Buying Homes and Cars 117 When You're Ready to Buy a Home 117 The Home-Buying Timeline 119 Picking the Right Mortgage 121 The Smart Way to Buy Cars 128 Why We Overspend on Cars 129 What to Do i. Bookseller Inventory # ABE_book_new_0132383837

More Information About This Seller | Ask Bookseller a Question

Buy New
US$ 30.91
Convert Currency

Add to Basket

Shipping: FREE
Within U.S.A.
Destination, Rates & Speeds

7.

Weston, Liz
Published by Financial Times Management (2007)
ISBN 10: 0132383837 ISBN 13: 9780132383837
New Paperback Quantity Available: 1
Seller
Revaluation Books
(Exeter, United Kingdom)
Rating
[?]

Book Description Financial Times Management, 2007. Paperback. Book Condition: Brand New. 1st edition. 1998 pages. 9.00x5.75x0.75 inches. In Stock. Bookseller Inventory # zk0132383837

More Information About This Seller | Ask Bookseller a Question

Buy New
US$ 23.52
Convert Currency

Add to Basket

Shipping: US$ 7.43
From United Kingdom to U.S.A.
Destination, Rates & Speeds

8.

Weston, Liz
Published by Financial Times (2007)
ISBN 10: 0132383837 ISBN 13: 9780132383837
New Softcover Quantity Available: > 20
Seller
Palexbooks
(Sanford, NC, U.S.A.)
Rating
[?]

Book Description Financial Times, 2007. Book Condition: New. Brand new! Please provide a physical shipping address. Bookseller Inventory # 9780132383837

More Information About This Seller | Ask Bookseller a Question

Buy New
US$ 30.14
Convert Currency

Add to Basket

Shipping: US$ 3.00
Within U.S.A.
Destination, Rates & Speeds

9.

Weston, Liz
Published by Financial Times (2007)
ISBN 10: 0132383837 ISBN 13: 9780132383837
New Paperback Quantity Available: 3
Seller
Murray Media
(North Miami Beach, FL, U.S.A.)
Rating
[?]

Book Description Financial Times, 2007. Paperback. Book Condition: New. Bookseller Inventory # P110132383837

More Information About This Seller | Ask Bookseller a Question

Buy New
US$ 43.40
Convert Currency

Add to Basket

Shipping: US$ 2.99
Within U.S.A.
Destination, Rates & Speeds