Do you plan how much money you’ll use to buy candy? Or how much you’ll save for a new video game? Then you’re budgeting! A budget is a plan for spending and saving. Budgets help people decide how to use their money wisely. What do you need to buy? What do you want? And how can you make a budget? Read this book to find out.
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Jennifer S. Larson previously wrote Mighty Bison (Pull Ahead Animal series) and Jackie Joyner-Kersee (Sports Achievers series) for Lerner Publishing Group.
K-Gr 2–These books offer easy-to-read introductions to the world of economics. Addressing readers as “you,” Larson asks questions such as, “Did you ever get money for your birthday?” and “How do you decide what to do with your money?” (Do I Need It?). The everyday-life examples will demonstrate to children that they can play a vital role in the economic world. Clear, age-appropriate language explains new concepts well: “When someone works at a paid job, he or she earns money. This money is called income.” Simple paragraphs of two to four short sentences appear in large colored fonts against bright backgrounds that change color with every page. Each title includes an activity such as making a spend-or-save list to help decide what to do with birthday money. The books' layout is interesting and fresh, and each page features a large, well-chosen photograph with a boxed caption. A caption in What Is Money, Anyway? states that “People trade goods at swap meets,” which may confuse readers who only know swap meets as a place to buy merchandise. Margaret Hall's “Earning, Saving, Spending” series (Heinemann, 2008) covers similar topics of money, banks, allowance, credit cards, and checks, but is for first through third graders. Report writers will value her longer paragraphs with detailed coverage including history and global issues. Larson's books will help ease younger readers into the world of economics.June Shimonishi, Torrance Public Library, CA
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