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When it comes to buying and selling a home-- one of the most valuable investments most families have-- it is easy to see the potential for rip-offs. After all, there are numerous steps to a transaction, and someone at any stage may be one of the "bad apples" that give real estate a bad name.
With more than 20 years experience in the real estate business, Patricia Boyd and Lonny Coffey have seen plenty of consumer problems, as homebuyers and sellers alike have been taken advantage of by unethical agents or lenders. According to the authors, the answer lies in educating the consumer as well as training for the professionals who serve them.
Boyd and Coffey show consumers, step-by-step, what should happen in a real estate transaction, and offer detailed insights on putting together the most ethical, effective team to make the transaction happen without surprises. They explain the role of each participant in the process, and what consumers should watch out for at each step. They outline all-important details on how to avoid foreclosure, as well as the range of options available to finance a real estate deal. With their finance expertise, Boyd and Coffey are able to point out financing alternatives for marginally qualified buyers, and the ins and outs of refinancing, which can comprise up to one third of the mortgage market.
Here are some ways to make a real estate transaction as rip-off-proof as possible:
* Identifying the five major players on the real estate team, and the relevant expertise a consumer should look for
* What are appropriate fees--and which ones are red flags
* When and how to refinance--or not
* How to avoid foreclosure
* Why consumers need to take charge, and how they can do it
"synopsis" may belong to another edition of this title.
Rip-off-proof your next real estate transaction!
Buying a home is one of the biggest investments most families ever make, and buying and selling homes go hand-in-hand. Both types of real estate transactions involve multiple steps, leaving countless opportunities for consumers to get ripped off. Here's expert advice to ensure that you don't get taken advantage of in either the home buying or home selling process.
Speaking from years of experience in all aspects of real estate, Patricia Boyd and Lonny Coffey believe the key to avoid getting ripped off is educating consumers as well as training professionals. How to Buy & Sell Your Home without Getting Ripped Off! takes a giant step to do just that.
While explaining exactly what should take place in a real estate transaction, Boyd and Coffey offer tips to move the home buying and selling process along without surprises including:
* Identifying the five major players on your real estate team
* Noting their relevant expertise
* Flagging inappropriate fees
* Determining when refinancing is best for you
Patricia Boyd, show host of Taking Charge, on RealNet Direct TV, is a long-time real estate broker, educator, and finance expert. A Consumer Real-estate Advocate (CRA) and Certified Finance Specialist (CFS), she has been a top producer since 1980, and has been training real estate professionals since 1987. She is a popular speaker within the real estate industry. Boyd currently is affiliated with Home Loan Corporation.
Lonny Coffey has been in the mortgage business for over 25 years. He is a two-time past president of the Fort Worth Mortgage Bankers Association and was chairman of the board for Housing Opportunities of Fort Worth.
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