This text is intended as a basic guide to personal and corporate insolvency law, practice and procedure in the 12 EC Member States and six other European countries. The contents of each national chapter are marshalled in consistent format into seven sections covering type of business entity, reoganization procedures, terminal procedures, types of security and enforcement, debt collection procedures, sources of law and sources of information. The book also contains some outline information on the present condition of insolvency laws in five Eastern European countries. A summary is included of the continuing attempts within the EC to draft an acceptable text for a Bankruptcy Convention. There is little harmonization and limited uniformity between the insolvency laws in neighbouring countries in Europe. In cross-border insolvency cases, the practitioners involved must acquire some understanding of the relevant laws of the countries in which the assets and liabilities are to be found. Bankers, lawyers accountants and business people engaged in trade and financial activities in Europe should find assistance in this book. However, readers should be circumspect in any attempt to apply the contents to the needs of a particular case or set of circumstances without referral for specific advice to the relevant contributor for the country concerned.
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