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Whether or not there is discrimination in the mortgage lending market is one of the most extensively debated issues in the civil rights arena. Because many early studies were flawed and the results misinterpreted on both sides of the debate, there is little agreement as to the next essential steps in either research or enforcement. This comprehensive volume seeks to clarify the debate by including rigorous review of fair lending research, applied projects, and enforcement activities to date, as well as recommendations for research needed to resolve unanswered questions. The intent of the authors is to help the housing industry, regulators, advocates, and the research community to better understand the issue of discrimination in an important area of American life -- the right to take out a mortgage to buy a home based on one's credit worthiness, not on one's race or ethnic group.
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John Goering has researched fair housing at the Office of Policy Development since 1978 and is the author of numerous articles on this issue. Ron Wienk, currently an independent consultant, has been a research associate at the Urban Institute, senior fair lending advisor at the Office of the Comptroller of the Currency, and a research analyst at the U.S. Department of Housing and Urban Development.
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Book Description University Press of America, 1996. Hardcover. Condition: New. Seller Inventory # DADAX0877666563