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Available in IBM compatible and Macintosh versions, The Banker's Secret Credit Card Software Package shows how much money you can save by sending in more than the required minimum payment on credit card bills. Interest rates on credit cards are so high -- and the required monthly payments so low -- that believe it or not -- just $25 a month will save up to $6,000 on some $2,000 credit card balances. The first program to "de-mystify" credit card math for consumers, the software comes with easy to follow instructions.
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Marc Eisenson, author of the best-seller The Banker's Secret, is known as the expert on how to painlessly exit from debt, and is widely regarded as one of the foremost financial thinkers of our time. With his partner Nancy Castleman, Marc has spent the last fifteen years teaching Americans the secrets to saving money, managing debts, and living better on less. Through books, software, audiotapes, and an assortment of other publications, their Good Advice Press has saved hundreds of thousands of families billions of dollars.
Dubbed by the media as the bible on mortgage pre-payment, Marc and Nancy originally self-published The Banker's Secret. It was greatly expanded over the years, and was subsequently published by Villard, a division of Random House. The pair continue to distribute it to this day, from the old farmhouse where they live and work in upstate New York.
Since 1990, Marc and Nancy have also published the highly respected Pocket Change Investor newsletter, which helps consumers make savvy financial choices on subjects like refinancing, taxes, and credit cards. They also help readers to tackle difficult lifestyle decisions, and have been championing the value of a debt-free, simple life since 1984 -- long before "downsizing debt," "voluntary simplicity," and "tightwaddery" were politically correct.Review:
Banker's Secret is a deceptively simple utility designed to help you capitalize on the power of prepayment to reduce the principal owed on virtually any form of loan ... it had to not only handle the figures but translate the results into something I could comprehend. It did that and more. If you have debt or expect to acquire some in the future, this software can make you money and save you money. -- PCM Magazine
If you're stuck in the minimum-payment mire, a monthly statement with a zero balance may seem as likely as attaining your ideal weight. But adding a few dollars a month to the minimum payment can dramatically cut the annual interest cost and speed up the payoff. Marc Eisenson, author of The Banker's Secret ... a man who has long preached the wisdom of mortgage prepayment, has developed software that applies the principle to credit card debt. -- U.S. News & World Report
The Banker's Secret Credit Card Software ... could save you thousands. The math to do all this isn't a secret, but it's certainly tedious and the program eliminates that. -- Larry Blasko -- Compubug -- AP
The software itself is a breeze: You type in the amount of debt, interest rate, minimum payment and payment formula, and the program details exactly how much you will pay. Plug in another figure for how much you intend to pay in addition to the minimum payment, and the software calculates how many payments you save and how much less you will pay in interest. No Mensa membership is required. -- Scott Burns, The Dallas Morning News
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