Credit Card & Debt Management: A Step-By-Step How-To Guide for Organizing Debt & Saving Money on Interest Payments - Softcover

Bilker, Scott

Softcover

ISBN 10: 0964840197 ISBN 13: 9780964840195

Publisher: Pr One Pub, 1996

Synopsis

Which credit card is REALLY offering the best deal? How do you refinance debt using existing credit cards? Why is it sometimes better to use credit cards instead of a home equity loan? How long will it take to pay back ALL your debt? The answers to these and many more questions are contained in this powerful guide to consumer credit management. Using numerous real-life examples the reader is shown how to lower monthly payments, save money on finance charges and reduce the interest rates of loans. By applying these valuable strategies, it is possible to save thousands of dollars!

About this title

From the Publisher

Scott Bilker's book, Credit Card and Debt Management, is recommended reading by Bank Rate Monitor and is also part of the Jumpt$tart Coalition for Personal Financial Literacy's Clearinghouse of Educational Materials. The bottom line is that this book clearly teaches the reader how to save money. Read the reviews for this title and you'll see what we mean.

From the Back Cover

CONSTANT WATCH OVER CREDIT CARDS CAN SAVE YOU THOUSANDS!

Your credit is one of the most powerful financial tools available. Paying the least amount in finance charges and getting the lowest rates are only a matter of knowledge and organization.

FIND OUT HOW SIMPLE IT IS TO: **LOWER YOUR MONTHLY PAYMENTS. You may not even have to apply for new loans to get lower rates! Use the step-by-step methods to fully analyze your debt and make decisions that save hundreds--even thousands--of dollars! **SAVE MONEY ON FINANCE CHARGES. Find out if you're paying too much for your loans. By following detailed real-life examples, you are shown the exact process of determining how to manipulate your debt in the most cost-effective way. **COMPARE CREDIT-CARD OFFERS. Which credit card is really offering the best deal? Discover how to compare the numerous credit-card offers you're receiving and determine which is the cheapest. **UTILIZE YOUR BEST AVAILABLE CREDIT OPTIONS. Should you finance your debt or purchases using credit cards, retail-store cards, car loans, or personal loans? What's better to use; home-equity loans or credit cards? There can be tax advantages tied to mortgage-related lines-of-credit making it essential to compare the true cost of all loan options. **CALCULATE LOAN PAYMENTS AND MORE. Take the mystery out of the numbers! Learn to accurately compute monthly payments, principal, interest rates, and payoff times. No longer be at the mercy of lenders for information about your loans. **PAY BILLS ON TIME. Master the financial techniques and discipline that end late payments--forever!

Edition details

• Publisher: Pr One Pub
• Publication date: 1996
• ISBN 10: 0964840197
• ISBN 13: 9780964840195
• Binding: Paperback
• Language: English
• Number of pages: 140