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Bill-Collector Confidential is the new perfect-bound quality trade-paperback edition of 2012.
Author Katz is an ex-bill-collector turned debtor advocate. Katz: What kind of bill collector was I? This kind: I knock on the the lady's door. This is a walk-up apartment in Brooklyn. She opens up; two kids cling to her skirt. I wave paper at her. If you can't pay your bills, then how can you be a responsible mother? Get your coats, kids, you're coming with me. Of course she runs in terror for her checkbook. I was there to dun her on a $30 furniture payment. That's the kind of collector I was.
With equal ferocity the debtor-advocate Katz has become a fighter of bill collectors.
Has your telephone become your enemy? Are bill collectors harassing you? Know your enemy, for he's become well armed, and he knows you. This book says says that you, too, can become well armed.
Bill collecting has become a rip-off, high-profit business, with you, the debtor, as its target. Also targeting you is an intense advertising campaign by a loan industry posing as debt and credit counseling but really out to sell you more debt. Also targeting you are lawyers with bankruptcy schemes. Bill-Collector Confidential says no to all of that.
The bill collector assumes you are ignorant, but if you know how he works and how he thinks, you can take control and get that nuisance promptly off your back. Here are all the strategies, and how you can sue the bill collector and even make some money in this fight.
Sue the bastards. Here's how.
How to cope with creditors, agents, junk-debt buyers, data miners, skip tracers.
What is skipmanship?
Learn here how all collectors work. When are they bluffing? (Most of the time, actually). What violations of federal law do collectors perform routinely? Knowledge puts you, not the collector, in the driver's seat.
1. How Creditors Try to Collect
2. Ten Key Creditors, Your Strategies 1. auto loans 2. banks, finance companies, and Payday Loans 3. child support and alimony 4. credit cards 5. doctors, dentists, hospitals, HMO's 6. insurance 7. IRS 8. mortgage lenders, landlords 9. phone, utilities, Internet 10. student loans
3. How Agents Try to Collect
4. Your Strategies for Agents and Junk Debt Buyers
5. How Lawyers Try to Collect
6. Your Strategies for Lawyers
7. Sue the Bastards
8. Coping with the Credit Bureau
9. Skip Tracers and Skipmanship
"synopsis" may belong to another edition of this title.
Steve Katz is an ex-bill collector who knows all and tells all. He is the creator of the popular website debtorboards.com. Bill collectors hate Steve Katz.
From the NY Times: A former bill collector himself, Mr. Katz rebelled after a debt buyer damaged his credit score with what he says was a bogus bill. Mr. Katz sued, and in 2003 he collected his first damage award, a $1,000 check that he now keeps framed behind his desk.
The bill collectors, when they call, make you feel like the only option you have is to lay down and play dead. That s not true, said Mr. Katz, who does not charge for his advice. Nothing validates this more than getting a check.
Call this movement revenge of the (alleged) deadbeats... A small but growing number of lawyers and consumers are fighting back against what they describe as harassment, unscrupulous practices and, most important to their litigiousness, violations of the Fair Debt Collection Practices Act. (from NY Times)
Coauthor George Trinkaus is a writer and independent publisher. Known especially for his work on the occult technology of Nikola Tesla, Trinkaus had also written two decades before the first book on the occult technology of bill collection. His latest work is Orthocracy Speaks: A Layman's Guide to the Ruling System.
"About this title" may belong to another edition of this title.
Book Description High Voltage Press. Perfect Paperback. Condition: Good. Book shows a small amount of wear to cover and binding. Some pages show signs of use. Seller Inventory # G097096188XI3N00