The bestselling author of You Can Retire Sooner Than You Think and host of Money Matters reveals the 10 essential habits for a rich, rewarding, and blissful retirement.
What does it take to have a truly happy retirement? Is it money? A mortgage-free home? An active social life? A long-lasting marriage―or maybe a new one? Finance expert, author, and radio host Wes Moss asked more than 2,000 of the nation’s happiest retirees to find out―and their answers may surprise you. Through a series of revealing surveys, Moss noticed a pattern of distinct, recognizable habits that the happiest retirees shared, from the simplest of lifestyle choices to the smartest of financial strategies. These are the kinds of habits anyone can develop―the perfect road map to a healthy, secure, and joyful retirement―sooner.
Whether you’re already retired or just starting to make plans, these 10 simple actions and attitudes can make a profound difference in every aspect of your life. The book is packed with hard-won wisdom and invaluable advice on how to make little changes now that will have the biggest impact later. It’s filled with proven ways to develop smarter habits with: Money (“Think river, not reservoir”); Family (“Get your kids off your payroll”); Housing (“Live mortgage-free”); Investing (“Be a tomorrow investor”); Spending (“Be pound wise―so you can be penny foolish”); and much more. With these 10 transformational habits, you can stop obsessing over money, stay socially connected, and start enjoying your new life―as the happiest retiree on the block.
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Wes Moss is the chief investment strategist and a managing partner at Capital Investment Advisors (CIA), a registered investment advisor firm with over $3 billion in assets under management and offices in Atlanta, Tampa, and Denver. A passionate financial educator, he is the host of Money Matters, a weekly radio show on Atlanta’s premiere news and talk station on WSB Radio and a columnist for the Atlanta Journal-Constitution. In 2019, Barron’s named Moss one of America’s top 100 Independent Financial Advisors. He has been included in Barron’s Top 1,200 Financial Advisors every year since 2014. In 2020, Forbes named Moss a top 10 financial advisor for the state of Georgia. He has a devoted following on social media, especially on YouTube, where his videos have been viewed more than 2.8 million times. Wes is the author of the bestselling book You Can Retire Sooner Than You Think.
"Successful aging is not just about adding more years to your life but, rather, adding life to your years. Through his research, Moss has identified the essential lifestyle habits of those who want to retire happily yet still be engaged with life. This is a must-read for anyone who wants to optimize their Third Act in life."
—Dan Buettner, National Geographic Fellow and #1 New York Times bestselling author of The Blue Zones
"I have had so much fun reading Wes's latest book. What the happiest retirees know that you need to learn are a lot of things about money but, more importantly, how you live your life. You expect you need to have saved enough to cover your retirement years. Wes proves that only gets you part of the way. Relationships, family, hobbies, volunteering, and being involved in community are central to your happiness. Read this and you will be on your way to a full, rewarding retirement life."
—Clark Howard, consumer advocate, money expert, and New York Times bestselling author of Living Large in Lean Times
"I have studied retirement for many years. Well written and very engaging, this book is one of the best I have read on this topic. Moss has made a major contribution to the understanding of and planning for retirement. His examples are not only entertaining but extremely informative. This book is for everyone, no matter what stage they are in their careers."
—Louis H. Primavera, PhD, Dean of the School of Health Sciences of Touro College and author of The Retirement Maze
"I've been in the retirement services industry for more than two decades, and in that time, I've read a myriad of books on retirement. This book does what others do not in that it gives actionable strategies for having a happier, more fulfilling life in retirement. Moss not only provides sound financial advice but also reveals the social and emotional traits of the happiest retirees in the world. If you want to plan for a satisfying retirement, read this book."
—Richard Tatum, President of Retirement Services at Vestwell
"Thanks to this great new book, Wes Moss has convinced me that I’ve done almost everything wrong with my own financial planning. The good news is that it’s not too late for me—or you. Using the advice laid out in these pages, you'll be able to retire sooner and wealthier."
—Eric Von Haessler, host of The Von Haessler Doctrine on WSB Radio
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