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In 2004, homeownership rates peaked in the United States with home prices peaking 2 years later in 2006. Since these peaks, homeownership rates and home prices have fallen at the national level. In the current housing market downturn, it is crucial that researchers have accurate mortgage data to document changes over time. Two longitudinal surveys conducted by the U.S. Census Bureau collect mortgage data. The American Housing Survey (AHS) follows housing units over time and
collects information on the quality of housing in the United States, as well as information on household characteristics. The Survey of Income and Program Participation (SIPP) is a panel study of households. The main objective of the SIPP is to provide accurate and comprehensive information about income and program participation in the United States.
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