From Your Wallets to Their Pockets: Understanding the Credit Crisis: Privatizing Profits and Socializing Losses

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9781440108044: From Your Wallets to Their Pockets: Understanding the Credit Crisis: Privatizing Profits and Socializing Losses

From Your Wallets to Their Pockets shares an easy-to-understand insider's point of view of the complex mortgage industry while providing a comprehensive explanation about the key players, how they collaborate within credit markets, and why these interactions have created both current and future painful financial crises.Tony Pallante, CEO of Performance Capital Services, possesses more than twenty-five years of experience as a consultant and executive who helps financial organizations in strategic development and execution. In his educational reference manual tailored for the average consumer, Pallante offers a brief history of the mortgage market, basic information about products and descriptions, a glossary of industry terms, and in conclusion, connects the pieces of the puzzle by sharing his insight into the very real problems that the current colossal financial sinkhole has created for consumers, including historically high foreclosure rates, depreciating home values, and dwindling access to credit. From Your Wallets to Their Pockets explores a vast range of topics of the utmost interest to industry participants, policy makers, and the American taxpayer, ultimately exposing the hidden truths within an industry that has caused financial mayhem across global economies.

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About the Author:

Tony Pallante is the CEO of Performance Capital Services, a management consulting firm advising financial services industry clients. He has more than twenty-five years of experience as a consultant and executive, helping financial organizations in strategy development and strategic execution. Tony and his wife, Michelle, currently live in Orange County, California.

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