This is the ninth edition of this volume which has been issued at roughly ten year intervals. It has been revised by staff members of the Federal Reserve Board to reflect the changes that have taken place in the monetary, regulatory, and other policy areas since publication of the eighth edition in 1994. It incorporates major changes in the law and in the structure of the financial system that have occurred over the past decade. The Board's Publications Committee had overall responsibility for the preparation of this 2005 edition which presents an historical snapshot of the system as it existed before the financial crises of 2008/2009..
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