Your Key to A Successful Home Financing: The Mortgage Guide & Home Financing Resources Excellent for 1st Time Homebuyers!

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9781452020129: Your Key to A Successful Home Financing: The Mortgage Guide & Home Financing Resources Excellent for 1st Time Homebuyers!
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Today's housing market offers exceptional opportunities and incentives to achieve the American dream. "Your Key to a Successful Home Financing" presents unique resources that will help you understand and simplify the loan process, identify available mortgage programs to meet your goals, and enjoy the advantages of being a homeowner. This book will also prepare you with the essentials for a loan approval and tips on how to improve your credit. I'll describe fundamental benefits of using government loans, such as buying with no money down or getting additional funds to repair your home, and options to receive down payment assistance from your city, county or state. I'll show you how to save money by obtaining a seller credit towards closing costs, reduce your interest rate and its cost, and obtain federal and state tax credits. In addition, you will learn ways to buy foreclosures with low down payment. As a mortgage consultant, I strongly believe in full disclosure to my clients; I'll describe important key documents that need to be reviewed before looking for a house and at the closing of your transaction. I was motivated to write this book because I frequently witness loan officers failing to provide existing programs and resources to homebuyers. Ultimately, this lack of expertise or ability can be detrimental at the moment of purchasing your home. Throughout "Your Key to a Successful Home Financing" outstanding online support for homebuyers and homeowners will be listed, and you will discover secrets banks may not necessarily want you to know. Its chapters were designed for readers that don't have time to study vague and lengthy narratives about financing. It provides direct, current and crucial advice to find the most appropriate home loan program to fit your needs, because now it's a great time to take action! www.homefinancingbook.com

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About the Author:

Paul Laterza has been working in the mortgage industry since 1998 and became a mortgage consultant after he graduated in 2002 with a Business Administration and Economics degree. From the beginning, he has won many awards for his level of achievements including "Rookie of the Year" and "Most Inspirational Loan Officer" The author has also originated over $100 million in closed loan production and has received "President & Platinum Awards" for several consecutive years. His vast experience working as a loan officer for brokers, mortgage bankers, direct lenders and as independent, gave Paul the opportunity to see different perspectives about home financing. Such unique background offered him the necessary elements to provide outstanding service and knowledge in the lending business. Throughout his career, he's been devoted to assist his clients to achieve the American dream with true disclosure and efficiency. http://www.homefinancingbook.com

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