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Whether you are new to credit as a young adult, or a newcomer to this country, or starting over and rebuilding your credit, this book is for you. It is an easy to understand books that gives you the basics and tips on personal finance, such as how to get a credit card; how to get approved for a car loan or mortgage; how to boost your credit score and repair your credit; and how to establish a credit history. What you don't know can hurt your credit. This book guides you through the often confusing and contradictory world of credit and mortgages, so you can make better decisions with your finances and live your life with less stress.
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J.T. O'Brien has worked as a business writer for more than a decade in banking and information technology. After the credit crunch of 2008, J.T. moved from Canada to the U.S. and was surprised at how difficult it had become to get a loan and the lack of clear information on personal finance. As a result, J.T. research extensively on this topic in order to pass this information along to others to help them achieve their financial goals.
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