Financial Literacy: The Basic Requirement for Financial Freedom

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9781490441887: Financial Literacy: The Basic Requirement for Financial Freedom

The author in this book reminds us that money is not scarce and that there is more than enough of it for everyone to have a piece of it. He apportions the lack of it to people’s ignorance in its acquisition, multiplication and retention. Ignorance regarding the acquisition of money and wealth becomes evident in people’s unwillingness to learn the principles governing wealth and laziness in making efforts to search for information and hesitation in the implementation of strategies regarding wealth creation. Illiteracy among the people in developing and underdeveloped countries is the major drawback to financial actualization. While everyone desires to have more money, only the few are willing to stake resources in their quest for financial knowledge. The times we live in somehow encourage instantaneous obtainment of things at the expense of and utter disregard to hard work, patience and know-how. The author in this book echoes the disadvantage of the financially illiterate as that of being vulnerable to those trusted to have their best interest at heart. The financially illiterate easily fall prey to malevolent parties including consultants, financial institutions and their very own governments. To emphasize his utter dismay of such parasitic and predatory tendencies, the author highlights the importance of financial literacy by metaphorically referring to the two types of people, those who go out and make things happen and those prepared to eat crumbs from their masters’ tables. The author further explains the importance of life’s teachings which are aimed at producing in us the qualities that we could never acquire through or from any institution of learning. In explaining the importance of financial literacy, the author advises readers to start taking care of the basic financial matters that are often ignored in their quest for wealth creation. The author takes the readers through the basic reading and interpretation of financial statements so that they could be able to make informed financial decisions as they begin their journey of wealth creation. He has included questions at the end of each chapter to help readers to test their understanding of the text. The book is written as a guide to acquiring financial literacy in the quest for wealth creation.

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About the Author:

I am passionate about people and their success in life and motivated by those who remain humble in the mist of thunderous successes. I am also inspired by the resilient nature of the human spirit, potent with power unimaginable to achieve things that even those possessing it cannot begin to fathom. I am an author, entrepreneur and a business consultant. My passion is on seeing others empowered and effective in pursuing their management and financial acumen. I strongly believe that true education empowers people to think independently and critically and helps them to perform according to their God given potential. Everything I write about is connected to the development of an individual relating to business development and financial independence and this is the agenda my company is driving. I have written two books on small business development and one novel on determination, courage and hope. My passion extends to junior managers development and I am currently working on a model for this course. I am an MBA graduate with 17 years banking experience served with 3 major South African Banks at different management levels.

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Malatji, J. B.
Published by Createspace Independent Pub (2013)
ISBN 10: 1490441883 ISBN 13: 9781490441887
New Paperback Quantity Available: 1
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Revaluation Books
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Book Description Createspace Independent Pub, 2013. Paperback. Book Condition: Brand New. 98 pages. 9.21x6.14x0.23 inches. This item is printed on demand. Bookseller Inventory # zk1490441883

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