Motivation to be smart with money can come from a variety of sources. One source is from being convinced early in life that saving and investing is highly likely to leave you doing very well in later life. At the same time, another source comes from being convinced that not saving is highly likely to leave you very bad off in years to come. This book is intended to increase your motivation to be money-smart by showing some simple logical diagrams (models) and simple math examples that illustrate why saving and not saving lead to these outcomes. The principle supporting these conclusions is called the “economic law of money saving”. The law explains why, over time, saving is the cause for a small group of society to end up with a disproportionately large amount of money and a large group of society ends up with a small portion. The book is short and to the point. I hope you and your children embrace the message and live long prosperous lives. Enjoy.
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The author was born in California, USA, in 1958 to parents of Irish immigrants that moved from Ireland in the 1920s to seek opportunities in America. Just two generations earlier, his family was struggling to survive, with little hope of being money-wealthy in their lifetime. But now not only his life but the lives of his three children have seen the abundance that America offered to those who are willing to work hard, get education, save, and invest to be money-wealthy. Wanting other people to learn early in life how important saving and investing is has motivated the author to write this book. He earned a master's degree in mechanical engineering while working in the aerospace industry and has enjoyed translating complex engineering and mathematical ideas into simple, easy-to-understand descriptions. He hopes you will find this description the easy way to explain the real reason why the rich are getting rich and the poor are getting poorer so you can get started planning how you and your children want to stay financially healthy.
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