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The My Home Budget Journal is different than many other types of budget books. This budget planner focuses on budgeting from a weekly perspective. Budget your bills, savings and other goals based on your upcoming paycheck or projected paychecks.
You can budget one week at a time if you paycheck changes often, or plan several weeks ahead. Use pencil if you suspect things will change or create a general budget and make adjustments needed. The journal is set up to help you focus on week-by-week budgeting for 4-6 weeks at a time.
The main worksheet in the book has a top section for weekly income. List your income, your spouse’s income and any additional income you have coming in. There is an income total so you know exactly what is projected to come in each week. If you have more than five streams of weekly income, we recommend adding all of these incomes together and then listing the total for all of these in the “Other Income” section.
The template also has up to 15 sections for you to fill in your expenses on a weekly basis. Include everything from groceries, to gas and other bills that you plan on paying only on that particular week and date when the money comes in. Many people will have several blank sections and this is great because that means you don’t have as many weekly bills as you think. Some weeks might be more packed with bills and expenses than others.
Each page of the bill worksheet has a place for notes and reminders as well. Write down reminders such as: Finish your taxes, buy Girl Scout cookies from Bethany’s friend or time to buy clothes this week. This worksheet is fully customizable so feel free to fully utilize it so that you can stop on top of your bills and expenses.
As you progress through the book you’ll also find sections for financial goals and additional pages for journaling. This book is designed to encourage you to progress on your financial journey and reach new milestones such as buying a home, buying a car, investing, saving for vacations and more. Studies have shown that writing down goals and journaling helps us to take action and truly manifest what we want in life. You can start out having just a few goals and then add more as progress through the journal. New goal worksheets and journal pages are found after a series of 6 weekly budget worksheets. Additional goal worksheets and lined pages are also found at the end of the journal. We like to use this section at the back for more long term financial goals.We hope this book meets your needs. This book does NOT have pockets or tabs like some bill organizers and planners. Please click on the “Look Inside” feature to make sure this weekly budget journal is right for you. :)
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