The Poor Always Pay Back: The Grameen II Story

3.88 avg rating
( 16 ratings by Goodreads )
 
9781565492318: The Poor Always Pay Back: The Grameen II Story

Nobel Prize-winning microcredit institution Grameen Bank has financially empowered the poorest families in more than a hundred countries across the globe for over three decades through savings and loans. Recently, Grameen has undergone a complete overhaul of its system, creating "Grameen II" and seeking to make its loan programs more effective.

The Poor Always Pay Back not only uncovers how a major financial institution is able to change its system in response to the needs of its borrowers, but also how Grameen redefined and continues to redefine the basic assumptions of credit worthiness. The immense success of Grameen Bank shows a hopeful trend in the alleviation of poverty.

Grameen Bank II is addressing the frontier issues in microfinance: open access savings, flexible loan products, self reliance and absence of donor dependency for funds, and product development to cater to the needs of the retirees (Grameen Pension Scheme) and their adult children (Higher Education Loans). The story behind these and other innovations show why Grameen has become such an inspiration to those working for social justice everywhere.

"synopsis" may belong to another edition of this title.

About the Author:

Dipal Barua is the Deputy Managing Director of Grameen Bank and the Managing Director of the Grameen Shakti in Bangladesh. He has extensive experience in the field of poverty alleviation, microcredit, rural development and people s participation as a result of being a core founder of Grameen Bank. He serves on the board of directors of 16 sister organizations of Grameen Bank including Grameen Phone, the largest cell phone company in South East Asia, and Project Enterprise, a micro lending program in New York.

Asif Dowla is a professor of economics at St. Mary's College of Maryland. He has published various articles on economics and aspects of microfinance such as leasing, savings mobilization and social capital. In 1997, he received a fellowship to spend a year on sabbatical at Grameen Bank.

Review:

This accessible work provides considerable detail about how the bank evolved and why. Highly recommended. --Choice

Western society characterizes the poor as 'dirty,' 'dishonest,' 'lazy,' and 'incapable of planning.' [This] book provides us with overwhelming, concrete evidence to the contrary. --Journal of International Development

"About this title" may belong to another edition of this title.

Top Search Results from the AbeBooks Marketplace

1.

Dowla, Asif, and Barua, Dipal
Published by Kumarian Press (2007)
ISBN 10: 1565492315 ISBN 13: 9781565492318
New Trade paperback Quantity Available: 1
Seller
MVE Inc
(Hickory, NC, U.S.A.)
Rating
[?]

Book Description Kumarian Press, 2007. Trade paperback. Book Condition: New. Trade paperback (US). Glued binding. 293 p. Contains: Illustrations, black & white, Tables, black & white, Figures. Audience: General/trade. Bookseller Inventory # Alibris_0015213

More Information About This Seller | Ask Bookseller a Question

Buy New
US$ 13.89
Convert Currency

Add to Basket

Shipping: US$ 3.99
Within U.S.A.
Destination, Rates & Speeds

2.

Asif Ud Dowla and Dipal Barua
ISBN 10: 1565492315 ISBN 13: 9781565492318
New Quantity Available: 1
Seller
Castle Rock
(Pittsford, NY, U.S.A.)
Rating
[?]

Book Description Book Condition: Brand New. Book Condition: Brand New. Bookseller Inventory # 97815654923181.0

More Information About This Seller | Ask Bookseller a Question

Buy New
US$ 14.93
Convert Currency

Add to Basket

Shipping: US$ 3.99
Within U.S.A.
Destination, Rates & Speeds

3.

Asif Dowla; Dipal Barua
Published by Kumarian Press (2006)
ISBN 10: 1565492315 ISBN 13: 9781565492318
New Paperback Quantity Available: 1
Seller
Poverty Hill Books
(La Grange, IL, U.S.A.)
Rating
[?]

Book Description Kumarian Press, 2006. Paperback. Book Condition: New. BRAND NEW COPY, Perfect Shape, No Black Remainder Mark,Fast Shipping With Online Tracking, International Orders shipped Global Priority Air Mail, All orders handled with care and shipped promptly in secure packaging, we ship Mon-Sat and send shipment confirmation emails. Our customer service is friendly, we answer emails fast, accept returns and work hard to deliver 100% Customer Satisfaction!. Bookseller Inventory # 9014681

More Information About This Seller | Ask Bookseller a Question

Buy New
US$ 19.95
Convert Currency

Add to Basket

Shipping: US$ 3.99
Within U.S.A.
Destination, Rates & Speeds

4.

Asif Dowla, Dipal Chandra Barua
Published by Kumarian Press, United States (2006)
ISBN 10: 1565492315 ISBN 13: 9781565492318
New Paperback Quantity Available: 1
Seller
The Book Depository US
(London, United Kingdom)
Rating
[?]

Book Description Kumarian Press, United States, 2006. Paperback. Book Condition: New. Language: English . Brand New Book. This book is an introduction to Grameen II, an improved and flexible version of the classical Grameen model that is currently being used to financially empower the poorest families in more than a hundred countries across the globe through savings and loans. It describes how a flagship institution such as Grameen Bank accomplished a complete and effective overhaul of its system. The Poor Always Pay Back demystifies Grameen II to policymakers, practitioners and the larger development community and shows that, through the use of Grameen II, Grameen Bank is addressing the frontier issues in microfinance: open access savings, flexible loan products, self reliance and absence of donor dependency for funds, and product development to cater to the needs of the retirees (Grameen Pension Scheme) and their adult children (Higher Education Loans). Valuable to all those interested in the practical steps taken to alleviate poverty in developing countries, The Poor Always Pay Back offers one of the first sound proofs of the saving capability of the poor on a large scale.The success of Grameen Bank and the microcredit movement as a whole has proved the credit worthiness of the poor beyond question. Grameen II shows that the poor, given the opportunity, will save a great deal and will always pay back. Bookseller Inventory # AAN9781565492318

More Information About This Seller | Ask Bookseller a Question

Buy New
US$ 31.65
Convert Currency

Add to Basket

Shipping: FREE
From United Kingdom to U.S.A.
Destination, Rates & Speeds

5.

Asif Dowla; Dipal Barua
Published by Kumarian Press (2006)
ISBN 10: 1565492315 ISBN 13: 9781565492318
New Paperback Quantity Available: 1
Seller
Irish Booksellers
(Rumford, ME, U.S.A.)
Rating
[?]

Book Description Kumarian Press, 2006. Paperback. Book Condition: New. book. Bookseller Inventory # 1565492315

More Information About This Seller | Ask Bookseller a Question

Buy New
US$ 32.03
Convert Currency

Add to Basket

Shipping: FREE
Within U.S.A.
Destination, Rates & Speeds

6.

Asif Dowla, Dipal Chandra Barua
Published by Kumarian Press, United States (2006)
ISBN 10: 1565492315 ISBN 13: 9781565492318
New Paperback Quantity Available: 1
Seller
The Book Depository
(London, United Kingdom)
Rating
[?]

Book Description Kumarian Press, United States, 2006. Paperback. Book Condition: New. Language: English . Brand New Book. This book is an introduction to Grameen II, an improved and flexible version of the classical Grameen model that is currently being used to financially empower the poorest families in more than a hundred countries across the globe through savings and loans. It describes how a flagship institution such as Grameen Bank accomplished a complete and effective overhaul of its system. The Poor Always Pay Back demystifies Grameen II to policymakers, practitioners and the larger development community and shows that, through the use of Grameen II, Grameen Bank is addressing the frontier issues in microfinance: open access savings, flexible loan products, self reliance and absence of donor dependency for funds, and product development to cater to the needs of the retirees (Grameen Pension Scheme) and their adult children (Higher Education Loans). Valuable to all those interested in the practical steps taken to alleviate poverty in developing countries, The Poor Always Pay Back offers one of the first sound proofs of the saving capability of the poor on a large scale.The success of Grameen Bank and the microcredit movement as a whole has proved the credit worthiness of the poor beyond question. Grameen II shows that the poor, given the opportunity, will save a great deal and will always pay back. Bookseller Inventory # AAN9781565492318

More Information About This Seller | Ask Bookseller a Question

Buy New
US$ 33.11
Convert Currency

Add to Basket

Shipping: FREE
From United Kingdom to U.S.A.
Destination, Rates & Speeds

7.

Asif Dowla; Dipal Barua
ISBN 10: 1565492315 ISBN 13: 9781565492318
New Quantity Available: 2
Seller
BWB
(Valley Stream, NY, U.S.A.)
Rating
[?]

Book Description Book Condition: New. Depending on your location, this item may ship from the US or UK. Bookseller Inventory # 97815654923180000000

More Information About This Seller | Ask Bookseller a Question

Buy New
US$ 33.69
Convert Currency

Add to Basket

Shipping: FREE
Within U.S.A.
Destination, Rates & Speeds

8.

Asif Dowla, Dipal Barua
Published by Kumarian Press (2006)
ISBN 10: 1565492315 ISBN 13: 9781565492318
New Paperback Quantity Available: 1
Seller
Ergodebooks
(RICHMOND, TX, U.S.A.)
Rating
[?]

Book Description Kumarian Press, 2006. Paperback. Book Condition: New. Bookseller Inventory # DADAX1565492315

More Information About This Seller | Ask Bookseller a Question

Buy New
US$ 32.79
Convert Currency

Add to Basket

Shipping: US$ 3.99
Within U.S.A.
Destination, Rates & Speeds

9.

Asif Dowla, Dipal Chandra Barua
Published by Kumarian Press
ISBN 10: 1565492315 ISBN 13: 9781565492318
New Paperback Quantity Available: 1
Seller
THE SAINT BOOKSTORE
(Southport, United Kingdom)
Rating
[?]

Book Description Kumarian Press. Paperback. Book Condition: new. BRAND NEW, The Poor Always Pay Back: The Grameen II Story, Asif Dowla, Dipal Chandra Barua, This book is an introduction to Grameen II, an improved and flexible version of the classical Grameen model that is currently being used to financially empower the poorest families in more than a hundred countries across the globe through savings and loans. It describes how a flagship institution such as Grameen Bank accomplished a complete and effective overhaul of its system. "The Poor Always Pay Back" demystifies Grameen II to policymakers, practitioners and the larger development community and shows that, through the use of Grameen II, Grameen Bank is addressing the frontier issues in microfinance: open access savings, flexible loan products, self reliance and absence of donor dependency for funds, and product development to cater to the needs of the retirees (Grameen Pension Scheme) and their adult children (Higher Education Loans). Valuable to all those interested in the practical steps taken to alleviate poverty in developing countries, "The Poor Always Pay Back" offers one of the first sound proofs of the saving capability of the poor on a large scale. The success of Grameen Bank and the microcredit movement as a whole has proved the credit worthiness of the poor beyond question. Grameen II shows that the poor, given the opportunity, will save a great deal and will always pay back. Bookseller Inventory # B9781565492318

More Information About This Seller | Ask Bookseller a Question

Buy New
US$ 29.44
Convert Currency

Add to Basket

Shipping: US$ 9.05
From United Kingdom to U.S.A.
Destination, Rates & Speeds

10.

Asif Dowla, Dipal Barua
Published by Kumarian Press (2006)
ISBN 10: 1565492315 ISBN 13: 9781565492318
New Paperback Quantity Available: 2
Seller
Murray Media
(North Miami Beach, FL, U.S.A.)
Rating
[?]

Book Description Kumarian Press, 2006. Paperback. Book Condition: New. Bookseller Inventory # P111565492315

More Information About This Seller | Ask Bookseller a Question

Buy New
US$ 41.90
Convert Currency

Add to Basket

Shipping: US$ 2.99
Within U.S.A.
Destination, Rates & Speeds

There are more copies of this book

View all search results for this book