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In addition to dozens of practical tips on how to cut expenses, reduce debt, and save more cash, a user-friendly guide offers readers thirty danger signs of debt, the truth about real estate and retirement, thirty-five common financial mistakes to avoid, and other valuable advice. Reprint.
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You can pretty much tell the content of this CD-ROM plus book (of the same name) package from the title: here lies a collection of strategies, tips, and information on how to save money when you don't really have any to save. Conventional wisdom is represented here?pay off your credit cards, max out your voluntary retirement plans?although there are a few surprises (we were displeased to find two categories of tips only: for women and husband/wife couples. Apparently, single men are all financial wizards). The best feature of the disc is that it's couched in accessible language everyone can follow, and there are forms that will help the disorganized get a handle on where their money is going and how, perhaps, they can stanch the flow. Bottom Line: Recommended for public library reference and circulating collections.
Copyright 1997 Reed Business Information, Inc.
Consider Rutgers professor O'Neill the David Letterman of finances, with her 25 ways to save more money, 10 tips to improve your net worth, and 60 ways to cut expenses, among many other budget-related lists. Her advice, though, is very similar to that of Jane Bryant Quinn and the late Sylvia Porter, who also said it's never too early to save, avoid credit card balances, draft wills, and beware of catalog shopping. O'Neill couches her advice in a variety of forms, from questionnaires to lists, which make dealing with money a bit more palatable to readers. Good, nonaggressive tips for midincome singles and families. Barbara Jacobs
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