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Nguyen examines mortgage fraud as an inherent part of the subprime mortgage crisis. He traces the exponential growth of mortgage fraud to the loose underwriting standards, alternative loan products, and inadequate regulation and regulatory oversight of the subprime mortgage industry. He describes the various financial crimes constituting mortgage origination fraud, a form of fraud involving fraud for profit, fraud for property, and predatory lending. The accounts of mortgage frauds by industry insiders presented in this book provide a chilling view of the criminal implications of an unregulated financial industry. Nguyen proposes several broad recommendations highlighting the need to recognize the potential for insider fraud, enhance government regulation and oversight, tighten loan qualification requirements, and increase standards of underwriting.
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Tomson H. Nguyen is currently an Assistant Professor of Criminal Justice at the University of Houston Downtown. He has articles appearing in Criminology & Public Policy, Deviant Behavior, and the Journal of Asian Americans and Pacific Islander Nexus: Policy, Practice and Community. He received his Ph.D. in Criminology, Law, and Society from the University of California, Irvine in 2009.
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Book Description Lfb Scholarly Pub Llc, 2011. Hardcover. Condition: New. Seller Inventory # DADAX1593324537
Book Description Lfb Scholarly Pub Llc, 2011. Condition: New. book. Seller Inventory # M1593324537
Book Description Lfb Scholarly Pub Llc, 2011. Hardcover. Condition: Brand New. 192 pages. 8.60x5.70x0.70 inches. In Stock. Seller Inventory # 1593324537