Life & Health Exam Secrets Study Guide: Life & Health Test Review for the Life & Health Insurance Exam (Mometrix Secrets Study Guides)

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9781609719883: Life & Health Exam Secrets Study Guide: Life & Health Test Review for the Life & Health Insurance Exam (Mometrix Secrets Study Guides)

Get the test prep help you need to be successful on the Life & Health test. The Life & Health Exam is extremely challenging and thorough test preparation is essential for success. Life & Health Exam Secrets Study Guide is the ideal prep solution for anyone who wants to pass the Life & Health Exam, as well as avoid those last-minute Life & Health Exam cram sessions. Not only does it provide a comprehensive guide to the Life & Health Exam as a whole, it also provides practice test questions as well as detailed explanations of each answer.

Life & Health Exam Secrets Study Guide includes:

  • A detailed overview of the Life & Health Exam
  • An analysis of types of life policies
  • A guide to life policy riders, provisions, options, and exclusions
  • An examination of completing the applications, underwriting and delivering the life policy
  • A full study of taxes, retirement, and other life insurance concepts
  • An in-depth look at types of health policies
  • A breakdown of health policy revisions, clauses, and riders
  • An extensive review of social insurance
  • A review of other health insurance concepts
  • An in-depth look at field underwriting procedures
  • Comprehensive practice Life & Health Exam questions with detailed answer explanations

It's filled with the critical information you'll need in order to do well on the test: the concepts, procedures, principles, and vocabulary that the state licensing boards expects you to have mastered before sitting for the exam.

The Types of Life Policies section covers:

  • Ordinary straight life
  • Universal whole life and variable whole life
  • Convertible term life
  • Fixed and variable annuities

The Life Policy Riders, Provisions, Options, and Exclusions section covers:

  • Accidental Death and Dismemberment
  • Primary and contingent beneficiaries
  • Accelerated death benefits

The Taxes, Retirement, and Other Life Insurance Concepts section covers:

  • Underwriting
  • Determining a client's personal and business insurance needs
  • Social Security benefits

The Types of Health Policies section covers:

  • Disability income
  • Health savings accounts, health reimbursement accounts, and Flexible Spending Accounts
  • Group health insurance coverage
  • Vision insurance

The Health Policy Revisions, Clauses, and Riders section covers:

  • Entire contract
  • Timely payment of claims
  • Coinsurance
  • Conditionally renewable and optionally renewable

The Social Insurance section covers:

  • Medicare supplement plans
  • Medicaid
  • Primary and secondary payers

The Other Health Insurance Concepts section covers:

  • Total disability
  • Workers compensation

The Field Underwriting Procedures section covers:

  • Underwriting life insurance policies
  • Aleatory contracts
  • Representations

Our Mometrix Life & Health Test Study Guide offers:

  • Life & Health test prep book that provides a comprehensive review for the Life & Health test.
  • Life & Health exam prep that will help you elevate your Life & Health test score.
  • Life & Health study manual that will reduce your worry about the Life & Health exam.
  • Life & Health review book that will help you avoid the pitfalls of Life & Health test anxiety.
  • Life & Health practice test questions and much more...

"synopsis" may belong to another edition of this title.

Review:

Our Study Guide for the Life & Health Exam Is Unlike Any Other

If you'd like to get the Life & Health Exam score you deserve, to quit worrying about whether your score on the Life & Health Exam is "good enough," and to beat the test taking game so you can become a licensed life and health insurance sales agent, then this might be the most important message you read this year.

Our comprehensive study guide for the Life & Health Exam is written by our Life & Health Exam experts, who painstakingly researched the topics and the concepts that you need to know to do your best on the Life & Health Exam. Our original research into the Life and Health Insurance License Exam, offered by the state licensing boards, reveals the specific content areas and the essential skills that are critical for you to know on the Life & Health Exam. We've taken the information and developed a study guide that is guaranteed to help you be successful on the Life & Health Exam.

Now, we know you may be skeptical, so let us give you three good reasons we can back up what we claim:

The Three Reasons To Believe What We Say

The First Reason:

Our company's name is Mometrix Test Preparation, and we have a team of standardized test researchers who have worked on developing our study guide for the Life & Health Exam. The standards for who gets to work on the team are very strict- we demand the best for our customers, and only those who met our exacting standards made the cut. The dedicated research staff have years of combined experience in mastering the content and skills necessary to succeed on the toughest exams.

The Second Reason:

Some academic studies have revealed that test takers do not really benefit from the traditional test preparation process. But we knew there had to be a solution- if test takers were not doing well on the Life & Health Exam despite high intelligence, there had to be a set of secret keys to the test that would open the door of success for these test takers.

We believe we have succeeded in finding the secret keys of the exam. What we found was surprising, and in some cases ridiculously simple once explained to the average test taker.

We put the findings together in a thorough, concise study guide that we believe allows any test taker, at any skill level, to improve his or her results dramatically with a minimum of effort.

The Third Reason:

We created the product in part because we were frustrated by the options available to test takers who really wanted to do well on the Life & Health Exam.

A common approach is to TEACH the material, instead of TEACHING THE TEST. That's not necessarily good enough for the Life & Health Exam- you have to know how to apply the knowledge. Most test takers already have a general knowledge of the material that will be covered on the exam.

One reason some test takers do well on the day of the test is that they have made the critical connection between the material they learned and how to use the material to succeed on the Life & Health Exam.

Our guide addresses the difference between merely knowing the material and knowing how to use the material to perform on test day.

You're going to save time, money, and aggravation. You'll learn to avoid the mistakes and the bad strategies that you've been vulnerable to. --Just for starters, here are some ways our product can help your score on the Life & Health Exam...

The Exclusive Test Taking Techniques

  • Includes instructions detailing the best way for you to get started with your preparation efforts so you can begin the path of improving your scores immediately
  • Courteous, unlimited customer service is 100% free- if you need the product emailed to a different address, lose the product, or have any other difficulty- the help you need is just a short email away and our representatives are active 7 days a week helping customers
  • The research of our team of test experts is 100% independent and original
  • Our exclusive "calibration strategy" to help you never go too fast OR too slow when answering even the toughest questions
  • The 5-step process we've developed, what we call the "phased" approach, concerning the use of the various study aids and practice tests
  • How the problem of procrastination can kill your chance of success, and the most important thing you can do about it
  • How to know when you've studied as much as you need to for the exam- and the reason why we think some people should spend LESS time studying for the test
  • The Top 20 things you should take care of within 24 hours of taking the test- use the list we provide as a checklist to make sure you've taken care of the "little things" in addition to studying hard
  • How to predict the right answer before you see the answer choices- and how to prevent the wrong answers from "polluting" your mind and tempting you into a trap designed by the test writers
  • Why answers that "sound" correct are often the very ones that are wrong- and how to tell the difference between the right answer and the many clever-sounding traps set for you by the test writers
  • Our "benchmark" method for deciding which of the answer choices you should pick
  • How some of the random bits of information in a question often "give away" the right answer choice
  • How to "milk the question" for clues to the right answer even if you have no idea what the question is asking about
  • How to avoid panicking when you don't know the answer to a question- we offer a systematic method that will serve as the "lifeline" you need to minimize the time wasted on the test questions that leave you stumped --
  • What to do about the tough questions that you have no clue how to answer- don't just give up, use the advice we offer to make sure you give yourself the best chance of getting the right answer

  • Do you know what a "hedge phrase" is? Learn why looking for the key "weasel words" in the question can help identify the correct answer
  • Why "new information" in the answer choices almost always means that the answer choice is wrong- and the way to avoid this trick planted by the clever test writers
  • Learn to avoid this time-draining mistake on the test - why the technical terms you don't know can be a major stumbling block and waste precious time, and the way that you can work around them
  • The secret to using the contextual clues in the questions and the answer choices to make important distinctions between the right and the wrong answer choices
  • The two situations where you should NOT check your answers thoroughly
  • How to avoid careless mistakes by using the quick "double check" system. It will more than pay for itself relative to the time it will take you
  • Test writers will often quote directly from the question in an answer- learn whether this is something you should trust or avoid
  • Why "extreme statements" in the answer choices are dead giveaways for wrong answers- find out how to detect the subtle differences between reasonable answers and the answers that are almost always wrong
  • Learn how to group your answer choices into "families" that often narrows down the pool of correct answers- this is a quick way to immediately eliminate one or two of the answer choices and increase your odds of getting the question right

Now, you're probably wondering how and why we can do all the things we claim.

Let us explain.

Before we go any further, let us clarify what Life & Health Exam Secrets is not. It is not a stale rehash of all of the things you have already learned in the past.

Life & Health Exam Secrets is our exclusive collection of the tips and the information that we have specially selected to give you the best results on the Life & Health Exam for the least time spent studying. It's written in everyday language and is easy to use.

We cover the 5 essential skills necessary to do well on the Life & Health Exam, plus comprehensive reviews covering individual subsections separately.

Don't take our word for it. Listen to what our customers say about other Mometrix test preparation products.

I purchased the Secrets file, and I just wanted to let you know that I got a 99% on my test. I just want to thank you again, and hope you have continued success in your ventures. Sincerely, Paul L.

My name is Chris. I used the Secrets study guide for five days. The study guide made the test so easy to understand. Like you said this program is worth 100's of dollars. To me 1,000's!! THANKS, Chris G.

I just had to thank you guys for the test prep! I bought the guide as a last minute prep, I mean maybe 5 hours before the test. Like I said, I had ZERO preparation! I was nervous about the test let alone receiving the score I needed. I read the guide through only once before test time and needless to say, the only way I passed was thanks to your refresher!! Brian

Just dropping you a note to let you know that I am completely satisfied with the product. I had already taken the test once and landed in the 75 percentile of those taking it with me. I took the test a second time and used some of your tips and raised my score to the 97 percentile. Thanks for my much improved score. Denise W.

I heard about your website from a friend. I am enrolled in a review course, and in hindsight, I wish I wouldn't have taken my review course and instead spent a fraction of the money on your program. Thank you! Zac L.

You get at least 10 times your money's worth! --When you consider what's at stake with the exam, we believe the value of our study guide gives you at least ten times your money's worth.

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Life & Health Exam Secrets Test Prep Team
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Book Description Mometrix Media Llc, United States, 2016. Paperback. Book Condition: New. Study Guide. 284 x 203 mm. Language: English . Brand New Book. ***Includes Practice Test Questions*** Life Health Exam Secrets helps you ace the Life Health Insurance Exam, without weeks and months of endless studying. Our comprehensive Life Health Exam Secrets study guide is written by our exam experts, who painstakingly researched every topic and concept that you need to know to ace your test. Our original research reveals specific weaknesses that you can exploit to increase your exam score more than you ve ever imagined. Life Health Exam Secrets includes: The 5 Secret Keys to Life Health Exam Success: Time is Your Greatest Enemy, Guessing is Not Guesswork, Practice Smarter, Not Harder, Prepare, Don t Procrastinate, Test Yourself; A comprehensive General Strategy review including: Make Predictions, Answer the Question, Benchmark, Valid Information, Avoid Fact Traps, Milk the Question, The Trap of Familiarity, Eliminate Answers, Tough Questions, Brainstorm, Read Carefully, Face Value, Prefixes, Hedge Phrases, Switchback Words, New Information, Time Management, Contextual Clues, Don t Panic, Pace Yourself, Answer Selection, Check Your Work, Beware of Directly Quoted Answers, Slang, Extreme Statements, Answer Choice Families; A comprehensive Life Health review including: Underwriting Principles, Risk, Contract, Producer/Law Of Agency, Policy, Life Insurance Principles, Classes Of Life Insurance Policies, Premiums, Individual Underwriting By The Insurer, Individual Term Life Insurance, Individual Whole Life Insurance, Individual Flexible Premium Policies, Group Life Insurance, Beneficiaries, Disability Riders, Annuities, Individual Retirement Account, Medical Health Insurance, Common Exclusions From Coverage, Employer Group Health, Small Employer Medical Expense Insurance, Indemnity Plans, Health Maintenance Organization, Preferred Provider Organization, Point Of Service Plan Pos, Exclusive Provider Organizations, Medicare Medicaid, and much more. Bookseller Inventory # AAS9781609719883

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Book Description Mometrix Media Llc, United States, 2016. Paperback. Book Condition: New. Study Guide. 284 x 203 mm. Language: English . Brand New Book. ***Includes Practice Test Questions*** Life Health Exam Secrets helps you ace the Life Health Insurance Exam, without weeks and months of endless studying. Our comprehensive Life Health Exam Secrets study guide is written by our exam experts, who painstakingly researched every topic and concept that you need to know to ace your test. Our original research reveals specific weaknesses that you can exploit to increase your exam score more than you ve ever imagined. Life Health Exam Secrets includes: The 5 Secret Keys to Life Health Exam Success: Time is Your Greatest Enemy, Guessing is Not Guesswork, Practice Smarter, Not Harder, Prepare, Don t Procrastinate, Test Yourself; A comprehensive General Strategy review including: Make Predictions, Answer the Question, Benchmark, Valid Information, Avoid Fact Traps, Milk the Question, The Trap of Familiarity, Eliminate Answers, Tough Questions, Brainstorm, Read Carefully, Face Value, Prefixes, Hedge Phrases, Switchback Words, New Information, Time Management, Contextual Clues, Don t Panic, Pace Yourself, Answer Selection, Check Your Work, Beware of Directly Quoted Answers, Slang, Extreme Statements, Answer Choice Families; A comprehensive Life Health review including: Underwriting Principles, Risk, Contract, Producer/Law Of Agency, Policy, Life Insurance Principles, Classes Of Life Insurance Policies, Premiums, Individual Underwriting By The Insurer, Individual Term Life Insurance, Individual Whole Life Insurance, Individual Flexible Premium Policies, Group Life Insurance, Beneficiaries, Disability Riders, Annuities, Individual Retirement Account, Medical Health Insurance, Common Exclusions From Coverage, Employer Group Health, Small Employer Medical Expense Insurance, Indemnity Plans, Health Maintenance Organization, Preferred Provider Organization, Point Of Service Plan Pos, Exclusive Provider Organizations, Medicare Medicaid, and much more. Bookseller Inventory # AAS9781609719883

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Book Description Mometrix Media LLC. Paperback. Book Condition: New. Paperback. 180 pages. Dimensions: 11.2in. x 8.0in. x 0.4in.Includes Practice Test Questions Get the test prep help you need to become a licensed life and health insurance sales agent. The Life and Health Insurance Exam is extremely challenging and thorough test preparation is essential for success. Life and Health Insurance Exam Secrets Study Guide is the ideal prep solution for anyone who wants to pass the Life and Health Insurance Exam. Not only does it provide a comprehensive guide to the Life and Health Insurance Exam as a whole, it also provides practice test questions as well as detailed explanations of each answer. Life and Health Insurance Exam Secrets Study Guide includes: A thorough review for the Life and Health Insurance Exam A breakdown of general insurance considerations An examination of taxes and annuities An analysis of health insurance basics A guide to qualified plans An in-depth look at disability income and related insurance A breakdown of medical plans Comprehensive practice questions with detailed answer explanations Its filled with the critical information youll need in order to do well on the test the concepts, procedures, principles, and vocabulary that the state licensing boards expects you to have mastered before sitting for the exam. The General Insurance Considerations section covers: Insurance Regulation General Insurance Considerations Life Insurance The Taxes and Annuities section covers: Annuities Federal Tax Considerations The Health Insurance Basics section covers: Individual Health Insurance Provisions The Qualified Plans section covers: Requirements SIMPLE plans Section 403(b) plans The Disability Income Related Insurance section covers: Inability to perform duties Presumptive disability Basic total disability plan Benefits for disability insurance Social Security The Medical Plans section covers: Major medical insurance Health maintenance organizations Point-of-service plans Health Insurance Portability and Accountability Act Group Health Insurance Senior CitizensSpecial Needs Insurance These sections are full of specific and detailed information that will be key to passing the Life and Health Insurance Exam. Concepts and principles arent simply named or described in passing, but are explained in detail. The guide is laid out in a logical and organized fashion so that one section naturally flows from the one preceding it. Because its written with an eye for both technical accuracy and accessibility, you will not have to worry about getting lost in dense academic language. Any test prep guide is only as good as its practice questions and answers, and thats another area where our guide stands out. Our test designers have provided scores of test questions that will prepare you for what to expect on the actual Life and Health Insurance Exam. Each answer is explained in depth, in order to make the principles and reasoning behind it crystal clear. Weve helped thousands of people pass standardized tests and achieve their education and career goals. Weve done this by setting high standards for our test preparation guides, and our Life and Health Insurance Exam Secrets Study Guide is no exception. Its an excellent investment in your future. This item ships from multiple locations. Your book may arrive from Roseburg,OR, La Vergne,TN. Paperback. Bookseller Inventory # 9781609719883

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