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This book examines banking from a holistic perspective with the focus on the client rather than the product and with explanations of decision drivers. Stranded through with case studies, tips and hints, it integrates alternative financing models such as Islamic finance with the more traditional lending models. Using an introductory history chapter to demonstrate the path-dependence of banking today, coupled with a chapter on regulation and its effects on users of external funds, it explores banking as a process model and includes a chapter on ethics and the need to consider stakeholder perceptions and expectations. As such it is useful for an audience of bankers changing assignments, clients and non-executive directors who need a clear and fast update on products and underlying approaches to add value to banking discussions.
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