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The Credit Repair Kit

John Ventura

4 ratings by Goodreads
ISBN 10: 0793105188 / ISBN 13: 9780793105182
Published by Kaplan Publishing
Used Condition: Good Soft cover
From Blue Cloud Books (Phoenix, AZ, U.S.A.)

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This book has a light amount of wear to the pages, cover and binding. Bookseller Inventory # G0793105188I3N00

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Bibliographic Details

Title: The Credit Repair Kit

Publisher: Kaplan Publishing

Binding: Paperback

Book Condition:Good

About this title

Synopsis:

Instructs readers on how to gain access to a credit report, the contents of a credit report, taking a credit bureau to court, correcting inaccurate information, and other advice. By the author of The Bankruptcy Kit. Original.

From Library Journal:

According to a May 1991 Consumer Reports article, each year approximately three million consumers ask to have their credit reports changed because they contain wrong information. Both these books serve the needs of consumers who attempt to combat and correct the giant credit reporting agencies such as TRW, Equifax, and Trans Union. Ventura ( The Bankruptcy Kit , LJ 6/1/91; Fresh Start , LJ 8/92) succinctly explains the credit reporting process, using examples of actual credit reports from the "Big Three" agencies. He then shows readers how to correct reports, using written communication and, as a last resort, small claims court. Along with a warning against unethical companies that offer expensive credit repair services, the book contains instructive chapters on women and credit, divorce and credit, and preserving privacy. Hammond, an author of several books on credit, including Life After Debt (Paladin, 1992), describes the difficulties people have with credit and how to negotiate favorable repayment plans with creditors. He also includes a too-brief chapter on bankruptcy. The second half of the book deals with credit repair, as does Ventura's book. It also describes in 12 pages the ethically questionable process of taking advantage of agencies' file-retrieval systems to establish a "new" credit file. Both books on this high-demand topic are recommended for public libraries. If only one can be purchased, choose Ventura's, which is more focused and better written.
- Robert Kruthoffer, Lane P.L., Hamilton, Ohio
Copyright 1993 Reed Business Information, Inc.

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