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The Effects of Third-Party Bad Faith Doctrine on Automobile Insurance Costs and Compensation 2001

Carroll, Stephen J., Abrahamse, Allan F., Hawken, Angela

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ISBN 10: 0833030345 / ISBN 13: 9780833030344
Published by Rand Publishing, 2001
Used Condition: Very Good
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Former Library book. Great condition for a used book! Minimal wear. Bookseller Inventory # GRP65638019

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Bibliographic Details

Title: The Effects of Third-Party Bad Faith ...

Publisher: Rand Publishing

Publication Date: 2001

Book Condition:Very Good

About this title

Synopsis:

The question of whether an automobile accident victim should be allowed to bring a claim for punitive damages for unfair settlement practices against another person's liability insurer a so-called third-party, bad faith suit has become an important policy concern. This book examines the compensation that automobile insurers paid to accident victims in California during a period, 1979 to 1988, when such punitive damages claims were permitted. This book looks at the effects of the adoption and subsequent rejection of the Royal Globe doctrine, which allowed third-party bad-faith suits, on compensation and costs of bodily injury claims. The authors find that the adoption of Royal Globe triggered sharp increases in both the average bodily compensation payment and the relative frequency of bodily injury claims in California relative to the other tort states. In contrast, the elimination of Royal Globe dramatically reversed these trends.

From the Publisher:

The question of whether an automobile accident victim should be allowed to bring a claimfor punitive damages for unfair claims settlement practices against another person's liabilityinsurer has become an important policy concern. This study examines the compensation that autoinsurers paid to accident victims in California during a period (1979 to 1988) when such punitivedamages claims were permitted. This examination was done to estimate how the availability ofsuch claims affected auto insurance costs and compensation.The Institute for Civil Justice has been conducting research on auto insurance issues sinceits inception in 1979. This report will be of interest to public and private individuals andorganizations in each state who are concerned with insurance matters.For information about the Institute for Civil Justice, contact:Alan F. Charles, DirectorInstitute for Civil JusticeRAND1700 Main Street, P.O. Box 2138Santa Monica, CA 90407-2138TEL: (310) 393-0411 x7803Internet: alan_charles@rand.

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