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Synopsis: This book contains everything you need to NEED to know about your credit, even if it is excellent. Good credit is sexy covers topics such as identity theft, getting rid of junk mail, getting a mortgage or auto lease, and of course, how to fix your credit......
Do you carry around a pocket full of cash, telling your friends that cash is the ticket because no one will give you credit cards?
You don't have to be a conservationist to want to stop all the junk mail paper waste. The book contains complete instructions for virtually eliminating junk mail, a method key in the prevention of identity theft.
Are you afraid to have people over because the bill collectors are always calling?
Is your credit card debt fast approaching the national deficit? The book tells you how to get out of debt without using a debt-counseling agency or filing bankruptcy.
Considering leasing that automobile? You would be surprised to know how lease payments are calculated. The book gives valuable tips to avoid being ripped off at the dealership.
Do you carry around a pocketful of cash, telling your friends cash is the ticket because no one will give you a credit card? The book tells you how to get a credit card (so you can impress a new love interest with an over-the-top dinner at that new trendy restaurant)
Ever hear of Fair Isaac? This is the company literally holding your quality of life in its hands as it is responsible for creating the credit scoring system. The book explains how the company developed the credit score, and how your score is calculated using inside information from a US Federal Trade Commission presentation.
Haven't you always wondered how loan officers come up with their fees? Did you know that all fees are negotiable? Find out how you can pay less in mortgage costs, and how to watch out for the bad guys who will overcharge you.
Think your divorce papers put an end to those joint debts? Not a chance. The book tells you what your lawyer "forgets" to mention.
Is your credit shot? The book gives complete instructions for toning up those flabby muscles on your credit report.
About the Author: Recession has been good for Kristy Welsh's career. With a Bachelors Degree in Aeronautical Engineering, the former rocket scientist and satellite designer found herself without a government contract in the early '90s. Taking advantage of her downtime, Welsh went to refinance the loan on her house, and came away with more than a lower interest rate; she was persuaded to try her hand as a loan officer. Welsh quickly became top producer in her office, and during day-to-day operations she received a crash course on credit and loans. Specializing in working with people who were mostly B, C, and D credit (less-than-perfect to perfectly-awful credit), she learned to fix people's credit not only because, I'm a nice person and I hate to see nice people get screwed, but for financial motivations as well. If credit problems stopped a loan from closing, I didn't get paid.
Since you can't totally take the geek out of the girl, Ms. Welsh kept her rocket-scientist mind entertained with the latest trends in computer technology and became fascinated with the Internet. She formed Web Nation, Inc., her own web design company, in 1996. As a marketing test in cyberspace, Welsh started a free credit information site to see how much traffic a site could attract due to quality content. At the time she started Creditinfocenter.com, very little credit information was available to the general public and, given Welsh's background, it seemed an ideal subject. (She also doubted rocket science would be a very big draw.) Creditinfocenter.com was an immediate hit, paying for itself with advertising revenue after the first month. Welsh was, and still is, amazed by how little the public knows about credit and its profound effect on their lives. As the site grew to over 200 pages, Welsh decided to publish a book based on the website content, the product of 5 years of research.
Book Condition: Used
Book Description Techartist Publishing. Paperback. Condition: Fair. A readable copy. All pages are intact, and the cover is intact. Pages can include considerable notes-in pen or highlighter-but the notes cannot obscure the text. At ThriftBooks, our motto is: Read More, Spend Less. Seller Inventory # G0971256306I5N00
Book Description Techartist Pub, 2001. Paperback. Condition: Good. Item may show signs of shelf wear. Pages may include limited notes and highlighting. Includes supplemental or companion materials if applicable. Access codes may or may not work. Connecting readers since 1972. Customer service is our top priority. Seller Inventory # S_211867048
Book Description Techartist Pub, 2001. Paperback. Condition: Good. Item may show signs of shelf wear. Pages may include limited notes and highlighting. Includes supplemental or companion materials if applicable. Access codes may or may not work. Connecting readers since 1972. Customer service is our top priority. Seller Inventory # S_211737071
Book Description Techartist Pub, 2001. Paperback. Condition: Used: Good. Seller Inventory # SONG0971256306
Book Description Techartist Pub, 2001. Condition: Good. A+ Customer service! Satisfaction Guaranteed! Book is in Used-Good condition. Pages and cover are clean and intact. Used items may not include supplementary materials such as CDs or access codes. May show signs of minor shelf wear and contain limited notes and highlighting. Seller Inventory # 0971256306-2-4
Book Description Techartist Pub, 2001. Paperback. Condition: Good. Ships with Tracking Number! INTERNATIONAL WORLDWIDE Shipping available. May not contain Access Codes or Supplements. May be ex-library. Shipping & Handling by region. Buy with confidence, excellent customer service!. Seller Inventory # 0971256306q
Book Description Techartist Pub, 2001. Paperback. Condition: Very Good. Great condition with minimal wear, aging, or shelf wear. Seller Inventory # P020971256306
Book Description Techartist Pub, 2001. Paperback. Condition: Like New. Almost new condition. Seller Inventory # P010971256306
Book Description Techartist Pub, 2001. Condition: New. book. Seller Inventory # M0971256306
Book Description Techartist Pub, 2001. Paperback. Condition: New. Never used!. Seller Inventory # P110971256306