Microcredit and Group Composition
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Paperback. 76 pages. Dimensions: 8.7in. x 5.9in. x 0.2in.A major obstacle to growth in poor countries is known to be the lack of access to bank credit, especially in rural areas, where a large majority of individuals do not have adequate collateral to secure a loan. Starting with the Grameen Bank in Bangladesh and FINCA village banking in Latin America, development policy makers have embraced group lending as a possible alternative for lenders to provide credit to the poor. Group lending typically links the fate of borrowers by stipulating that if one borrower within a group fails to repay her his loan, the others in the group must repay it for her him. However, what factors affect group performance and, in particular, how do distance, social capital and heterogeneity affect performance, promptitude in paying and saving capability This empirical analysis attempts to address the above question by employing an original dataset, collected by the author during the months of April-June 2006 among the clients of FINCA Uganda. This work should be especially useful to researchers, policy makers, and all those who are interested in development in general, and in microcredit in particular. This item ships from multiple locations. Your book may arrive from Roseburg,OR, La Vergne,TN. Bookseller Inventory # 9783844398939
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About the Author: Born in Milan in 1982, Silvia Cerisola studied Economics and Social Sciences at Bocconi University, with a focus on Development Economics. She spent time in Kenya, Congo and Uganda as a volunteer/field researcher. After working in Kenya for an Italian NGO, she is currently a Research Assistant at Centro Studi Luca d?Agliano, in Milan.
Title: Microcredit and Group Composition
Publisher: LAP LAMBERT Academic Publishing
Book Condition: New
Book Type: Paperback
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