The Reverse Mortgage Book: Everything You Need to Know Explained Simply

Holcomb, Cindy

Published by Atlantic Publishing Group Inc., 2008
ISBN 10: 1601382138 / ISBN 13: 9781601382139
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Recent estimates have shown that there are more than 100,000 active reverse mortgages in the United States, and that number is on the rise. Reverse mortgages allow people over the age of 62 to release the equity in their property and defer payments until the homeowner dies. As these mortgages become more and more popular, it is becoming increasingly important for senior citizens to understand the process and the features of this unique loan. The Reverse Mortgage Book does just that, explaining everything you need to know in easy to understand terms.

In this new book, you will learn about the details of new legislation, payment plan options, tools that will help you calculate loan advances, financing fees, what to do with leftover equity, borrower qualifications, common mistakes people make, resources for securing reverse mortgages, and planning strategies. You will also learn about the types of reverse mortgages, including the Home Equity Conversion Mortgage, the Financial Freedom Cash Account, and the CHIP Reverse Mortgage for Seniors, and the different ways to receive. payments, such as tenure, term, line of credit, modified tenure, and modified terms.

In addition, you will learn about the steps involved in a reverse mortgage, from the application to processing, from underwriting to closing. This book also goes into detail about how to convert equity into tax-free income, how to determine how much money you can get, how to determine if your home qualifies, how to shop for the best products, how to find a counselor, how reverse mortgages differ from other loans, and how to minimize setup fees.

This book will provide you with the answers to commonly asked questions, such as, Is it possible for me to lose my home? What effect does my age have? What effect will my needs for long-term care have? By reading this book, you will completely understand everything there is to know about reverse mortgages, enabling you to make wise decisions and maintain your financial independence.

Atlantic Publishing is a small, independent publishing company based in Ocala, Florida. Founded over twenty years ago in the company president’s garage, Atlantic Publishing has grown to become a renowned resource for non-fiction books. Today, over 450 titles are in print covering subjects such as small business, healthy living, management, finance, careers, and real estate. Atlantic Publishing prides itself on producing award winning, high-quality manuals that give readers up-to-date, pertinent information, real-world examples, and case studies with expert advice.  Every book has resources, contact information, and web sites of the products or companies discussed.

This Atlantic Publishing eBook was professionally written, edited, fact checked, proofed and designed. The print version of this book is 288 pages and you receive exactly the same content. Over the years our books have won dozens of book awards for content, cover design and interior design including the prestigious Benjamin Franklin award for excellence in publishing. We are proud of the high quality of our books and hope you will enjoy this eBook version.

About the Author: Cindy Holcomb is a freelance writer and poet who was born and raised in Rome, Georgia. Acquiring a love of books from her mother, Cindy began reading at age 4 and writing at age 5. Cindy works as a freelance writer from her home in Cedar Bluff, Alabama, where she lives with her husband and children on beautiful Weiss Lake. Cindy has published many articles via the Internet and was a staff writer for Southern Families Magazine, a regional magazine covering Louisiana, Mississippi, and Alabama. Cindy is currently pursuing a degree in business from Phoenix Online University.

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Title: The Reverse Mortgage Book: Everything You ...
Publisher: Atlantic Publishing Group Inc.
Publication Date: 2008
Book Condition: Very Good

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Holcomb, Cindy
Published by Atlantic Publishing Group Inc. (2008)
ISBN 10: 1601382138 ISBN 13: 9781601382139
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Holcomb, Cindy
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ISBN 10: 1601382138 ISBN 13: 9781601382139
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Book Description Atlantic Publishing Co, United States, 2008. Paperback. Book Condition: New. Language: English . Brand New Book. Reverse mortgages allow people over the age of 62 to release the equity in their property and defer payments until the homeowner dies. This book shows how reverse mortgages differ from other loans, and how to minimize set-up fees. Bookseller Inventory # AAC9781601382139

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