Chapter 13 Bankruptcy: Keep Your Property & Repay Debts Over Time - Softcover

Elias, Stephen; Dzikowski Attorney, Patricia

Softcover

ISBN 10: 1413322719 ISBN 13: 9781413322712

Publisher: NOLO, 2016

Synopsis

When you file for Chapter 13 bankruptcy, you can wipe out some of your debt and pay off the rest over time with a repayment plan approved by the bankruptcy court. You may be able to:

• avoid foreclosure
  
• stop car repossession
  
• reduce car loan debt
  
• stop most debt collectors, and
  
• remove junior liens from your home
  

Here, you'll find clear explanations of the Chapter 13 process and worksheets to help you:

• consider alternatives to bankruptcy
  
• decide if Chapter 13 is your best option
  
• determine if you qualify for Chapter 13
  
• estimate your monthly plan repayment
  
• find and work effectively with an excellent lawyer, and
  
• rebuild your credit after bankruptcy
  

This revised edition includes all the latest changes in bankruptcy law, including updated 50-state exemption tables, and important U.S. Supreme Court decisions.

If you are considering or have decided to file Chapter 13 bankruptcy, Nolo’s Chapter 13 Bankruptcy is the essential guide you need to understand the procedures and law.

Please note: This book does not cover business bankruptcies, farm reorganizations, or Chapter 7 personal bankruptcy. For Chapter 7 bankruptcy, see Nolo's How to File for Chapter 7 Bankruptcy.

About this title

Book Description:

Chapter 13 Bankruptcy is for the millions of Americans struggling under burdensome debt who want to keep a home or other valuable property, or who earn too much to qualify for Chapter 7 bankruptcy. People buy the book to gain a thorough understanding of this complicated and intimidating process and to determine if Chapter 13 will work for them.

About the Author:

Until his death in late 2011, Stephen R. Elias was a practicing attorney, active Nolo author, and president of the National Bankruptcy Law Project. He was the author or coauthor of many Nolo books, including How to File for Chapter 7 Bankruptcy. Steve held a law degree from Hastings College of Law and practiced law in California, New York, and Vermont before joining Nolo in 1980. He was featured in such major media as The New York Times, The Wall Street Journal, Newsweek, Good Morning America, 20/20, Money Magazine, and more. The blog he began on bankruptcy and foreclosure law continues at Nolo's Bankruptcy & Foreclosure Blog.

Patricia Dzikowski, a practicing bankruptcy lawyer in Florida for 30 years. Patricia served as a panel bankruptcy trustee for more than 15 years, having administered more than 18,000 Chapter 7 cases. She has also served by appointment as a Chapter 11 Trustee, Chapter 11 Examiner, and the in-country (U. S.) trustee in a proceeding ancillary to a foreign bankruptcy case. Patricia has authored numerous articles on bankruptcy, consumer finance, debt resolution, and other consumer law topics on Nolo.com as well as for other websites in the Nolo network. Patricia is a graduate of the University of Miami Law School (JD) and also has a Master’s degree in Business Administration (MBA) and an undergraduate degree (BA) in Politics.

About this edition

• Publisher: NOLO
• Publication date: 2016
• ISBN 10: 1413322719
• ISBN 13: 9781413322712
• Binding: Paperback
• Number of pages: 416