Synopsis
What your students don't know about money will hurt them! Financial literacy is a skill essential to living and thriving in the modern world. Financial illiteracy can limit social and economic opportunities, lead to high debt levels and unstable financial futures. The 21st Century Student's Guide to Financial Literacy Getting Personal (Student Workbook) has 18 easy to understand chapters teaching basic skills and strategies students need to make informed financial decisions. Chapter topics include understanding the differences between wealth and income, employment, employee benefits, taxes and withholding, the education-income-wealth link, banking, saving, budgeting, consumer credit and credit cards, 401K retirement plans, IRAs, homeownership, renting, investing, health insurance, auto insurance, identity theft, Social Security controversy, gender pay gap, wealth disparity, and more. Students master over 300 key personal finance terms and concepts. Companion Instructor's Guide available. Multiple free(!) supplemental instructional resources can be found on the dedicated course website. Grades:7-12
About the Author
Susan Mulcaire is a former commercial banking and FDIC attorney-turned-teacher and instructional designer. She is the author of several college readiness programs including this personal finance and money management textbook and The 21st Century Student's Guide to Financial Literacy - Going Global, an introduction to commerce, business, entrepreneurship and innovation for grades 7-12.
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