All About Your 401K Plan: Simple Answers to Securing Your Financial Future

There is a simple way that employees can keep more of their money through immediate tax savings and tax-deferred investment growth by participating in company sponsored 401(k) plans. Yet, despite the massive movement toward employee contribution plans,~ away from traditional profit-sharing, or pension plans, less than 25% of eligible employees currently participate in their company's plan. Those that do often are either inactive or far too conservative in managing their own investment. Why? Because most people share the same concerns: they don't really understand how 401(k) plans work; they are afraid to make the wrong investment choices; they believe retirement is too far away to make plans now; and they are skeptical that something offered by their employer can be good for them.
All About Your 401(k) Plan is designed to help overcome such concerns and to take full advantage of your company's plan. Veteran financial advisors Ellie Williams Clinton and Diane Pearl teach you how to actively manage your own retirement planning to ensure your financial future. Whether you are just thinking about participating, ready to get started, or wondering if you are making the right investment choices in you plan, All About Your 401(k) Plan is written with you in mind. Inside this helpful guide you will find everything you need to proceed with knowledge and confidence. Specific topics include advantages of participating in a company sponsored savings plan, 401(k) plan savings and investment strategies for every life-stage and life-style, pros and cons of after-tax investing, how to do your own investment evaluation, and how to get the most from your money over time.