The Insurance Law Journal - Softcover

D.T. & L.H. Potter

Softcover

ISBN 10: 0371351421 ISBN 13: 9780371351420

Publisher: HardPress, 2019

Synopsis

"The Insurance Law Journal" by D.T. & L.H. Potter presents a digest of 1876 appellate decisions in U.S. insurance law, drawing from Supreme and circuit courts and state supreme courts across multiple jurisdictions. The compendium concentrates on contract formation, agency authority, policy interpretation, warranties, fraud defenses, premium terms, waivers, mortgagee and assignment issues, proofs of loss, and the interplay with federal-removal questions. Key themes include the necessity of properly authorized agents to bind insurers, the treatment of applications as warranties, the admissibility of extrinsic evidence to resolve latent ambiguities, and the remedies available where misrepresentations or nonpayment occur. Notable holdings illustrate limits on waivers by general or local agents, the impact of occupancy warranties, and the enforcement of mortgagee rights, among other topics. The text juxtaposes case outcomes with doctrinal commentary, reflecting 19th-century development of common-law rules balancing insurer protections and insured reliance. It serves as a practical reference for lawyers and insurers navigating pre-Cort era standards in New York, Illinois, Michigan, and other states, with attention to claims handling, taxation, and admiralty implications in certain cases.

Edition details

• Publisher: HardPress
• Publication date: 2019
• Language: English
• ISBN 10: 0371351421
• ISBN 13: 9780371351420
• Binding: Paperback
• Number of pages: 923