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Synopsis
The Principles And Practice Of Banking by James William Gilbart provides a scholarly overview of the history and practice of banking from ancient times through the 19th century. The work traces core banking activities—money-changing, lending, borrowing, and transferring money—alongside the evolution of instruments such as bills of exchange, banknotes, and promissory notes. It examines the relationship between banks, government finance, currency stability, and legal frameworks, including usury laws, bullion, taxation, and the growth of Bank of England monopoly and charter systems. The text surveys the rise of London and English banking institutions, the emergence of private, joint?stock, and public banks, and the social and political consequences of banking failures and panics. It also charts banking infrastructure—from temple banks and private bankers to city banks and the Clearing House—and highlights how crises and regulatory reforms shaped modern monetary practice. The excerpt presents a didactic, archival account focused on currency, credit, and policy as instruments of financial development.
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The Principles and Practice of Banking
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The Principles and Practice of Banking
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ISBN 10: 0371580552
ISBN 13: 9780371580554
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