More Facts And Fallacies Of Compulsory Health Insurance by Frederick L. Hoffman. This book presents a critical compilation of papers and reports from the early 20th century that critique the movement toward compulsory health insurance in the United States. Hoffman surveys introductory commentary and several state and institutional inquiries, notably the California and Massachusetts social-insurance commissions (1917–1918), as well as discussions from the Commonwealth Club of California, and reports from New Jersey, Wisconsin, Connecticut, Ohio, and Illinois. He argues that much of the advocacy for compulsory health insurance rests on European experiences and biased or inconclusive data, and that the scheme is not true insurance but a form of taxation and government control that may erode personal liberty and democratic principles. The volume scrutinizes proposed cost estimates, the administrative complexity of insurance schemes, the role of trade unions and fraternal societies, the reliability of sickness statistics, and the purported preventive benefits of insurance, ultimately advocating emphasis on prevention and enhanced public health services rather than compulsory schemes. It cautions the public and policymakers to demand rigorous evidence and careful deliberation before enacting such legislation.
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