A young adult's guide to personal finance presents a practical, step-by-step program for eliminating debt and living debt free, offering helpful advice on how to spend less, conquer credit card addiction, pay off student loans, keep more of what one earns, invest wisely, and save on taxes, insurance, and bank fees. Original.
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Jason Anthony is a film and television executive who has run the East Coast offices of some of the biggest producers and directors in Hollywood. He is also a freelance writer. He lives in New York City. Karl Cluck is a senior strategist at Razorfish, a leading Internet solutions agency. Previously he worked as a writer at Comedy Central where he co-produced Mastercheese Theatre, a weekly late-night tribute to the dumbest films in Hollywood. He lives in London.
Anthony and Cluck start with the premise that, even with comfortable salaries and good jobs, young people today enter adulthood already in debt. There are student loans, postgraduation moving expenses, car costs, security deposits, credit card-financed household furnishings, etc. They also complain that none of the personal money management books currently available address this problem. Anthony is a freelance personal finance Web consultant, and Cluck is an associate creative director at an entertainment brand agency. Together they have already eliminated $27,000 in debt of their own and now they want to show others how to do the same. Anthony and Cluck's tips are, in fact, your father's--and mother's--standard financial advice disguised by the duo's hip delivery. It will catch off guard those who may be resistant to earnest sermons about budgeting and financial planning. There is even a chapter hinting that it is cool to be frugal, with suggestions for "cheap dates," recipes for eat-in meals that replace restaurant fare, and a listing of Web sites where one can avoid "paying retail." David Rouse
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