Items related to The Financial Diaries: How American Families Cope in...

The Financial Diaries: How American Families Cope in a World of Uncertainty - Hardcover

3.91 avg rating
( 413 ratings by Goodreads )
 
9780691172989: The Financial Diaries: How American Families Cope in a World of Uncertainty
View all copies of this ISBN edition:
 
 

What the financial diaries of working-class families reveal about economic stresses, why they happen, and what policies might reduce them

Deep within the American Dream lies the belief that hard work and steady saving will ensure a comfortable retirement and a better life for one's children. But in a nation experiencing unprecedented prosperity, even for many families who seem to be doing everything right, this ideal is still out of reach.

In The Financial Diaries, Jonathan Morduch and Rachel Schneider draw on the groundbreaking U.S. Financial Diaries, which follow the lives of 235 low- and middle-income families as they navigate through a year. Through the Diaries, Morduch and Schneider challenge popular assumptions about how Americans earn, spend, borrow, and save―and they identify the true causes of distress and inequality for many working Americans.

We meet real people, ranging from a casino dealer to a street vendor to a tax preparer, who open up their lives and illustrate a world of financial uncertainty in which even limited financial success requires imaginative―and often costly―coping strategies. Morduch and Schneider detail what families are doing to help themselves and describe new policies and technologies that will improve stability for those who need it most.

Combining hard facts with personal stories, The Financial Diaries presents an unparalleled inside look at the economic stresses of today's families and offers powerful, fresh ideas for solving them.

"synopsis" may belong to another edition of this title.

From the Back Cover:

"The Financial Diaries succeeds in that rarest of goals: making you think and care at the same time. This is an invaluable look at the profound economic uncertainties of our era."--Jacob S. Hacker, author of The Great Risk Shift

"The Financial Diaries provides a voice for the millions of Americans struggling to take control of their financial lives. Morduch and Schneider's vivid assessment of the causes and consequences of financial instability for the hard-working families in neighborhoods across the nation challenges all of us to do our part to address this widespread problem."--Dan Schulman, President and CEO, PayPal

"Morduch and Schneider significantly advance our understanding of financial insecurity and intermittent poverty by showing how these stem from monthly and annual volatility in both income and spending--and not just low incomes. Employers, financial institutions, and policymakers should read this book and help American families better save, borrow, spend, and plan for their financial future."--Sarah Rosen Wartell, President, Urban Institute

"This powerful book should change the way we think about economic opportunity in America. Two of the nation's leading experts on consumer finance show how widespread and destructive economic instability has become, reaching from factory and fast-food workers into the ranks of the middle class. Rising costs and unsteady income not only strain families’ efforts to meet basic needs--and generate a heavy reliance on self-defeating coping strategies--but challenge their faith in the American Dream. This book is an urgent wake-up call, and a roadmap for equally urgent reform."--Darren Walker, President, Ford Foundation

"The Financial Diaries is an invaluable framework to understand why working-class families feel uneasy with their financial situations. It makes an important case for the distinction between illiquidity and insolvency, and why policy solutions for each may not be the same."--Elisabeth Jacobs, Washington Center for Equitable Growth

About the Author:
Jonathan Morduch is professor of public policy and economics at the New York University Wagner Graduate School of Public Service. He is the coauthor of Portfolios of the Poor (Princeton) and other books. Rachel Schneider is senior vice president at the Center for Financial Services Innovation, an organization dedicated to improving the financial health of Americans.

"About this title" may belong to another edition of this title.

  • PublisherPrinceton University Press
  • Publication date2017
  • ISBN 10 0691172986
  • ISBN 13 9780691172989
  • BindingHardcover
  • Number of pages248
  • Rating
    3.91 avg rating
    ( 413 ratings by Goodreads )

Other Popular Editions of the Same Title

Top Search Results from the AbeBooks Marketplace

Stock Image

Morduch, Jonathan; Schneider, Rachel
Published by Princeton University Press (2017)
ISBN 10: 0691172986 ISBN 13: 9780691172989
New Hardcover Quantity: 1
Seller:
GoldenWavesOfBooks
(Fayetteville, TX, U.S.A.)

Book Description Hardcover. Condition: new. New. Fast Shipping and good customer service. Seller Inventory # Holz_New_0691172986

More information about this seller | Contact seller

Buy New
US$ 21.80
Convert currency

Add to Basket

Shipping: US$ 4.00
Within U.S.A.
Destination, rates & speeds
Stock Image

Schneider, Rachel
Published by Princeton University Press (2017)
ISBN 10: 0691172986 ISBN 13: 9780691172989
New Hardcover Quantity: 1
Seller:
Wizard Books
(Long Beach, CA, U.S.A.)

Book Description Hardcover. Condition: new. New. Seller Inventory # Wizard0691172986

More information about this seller | Contact seller

Buy New
US$ 25.44
Convert currency

Add to Basket

Shipping: US$ 3.50
Within U.S.A.
Destination, rates & speeds
Stock Image

Jonathan Morduch
Published by Princeton University Press (2017)
ISBN 10: 0691172986 ISBN 13: 9780691172989
New Hardcover Quantity: 15
Seller:
PBShop.store US
(Wood Dale, IL, U.S.A.)

Book Description HRD. Condition: New. New Book. Shipped from UK. Established seller since 2000. Seller Inventory # WP-9780691172989

More information about this seller | Contact seller

Buy New
US$ 30.64
Convert currency

Add to Basket

Shipping: FREE
Within U.S.A.
Destination, rates & speeds
Stock Image

Jonathan Morduch, Rachel Schneider
ISBN 10: 0691172986 ISBN 13: 9780691172989
New Hardcover Quantity: > 20
Seller:
Blackwell's
(Oxford, OX, United Kingdom)

Book Description hardback. Condition: New. Language: ENG. Seller Inventory # 9780691172989

More information about this seller | Contact seller

Buy New
US$ 26.40
Convert currency

Add to Basket

Shipping: US$ 5.68
From United Kingdom to U.S.A.
Destination, rates & speeds
Stock Image

Schneider, Rachel
Published by Princeton University Press (2017)
ISBN 10: 0691172986 ISBN 13: 9780691172989
New Hardcover Quantity: 1
Seller:
GoldBooks
(Austin, TX, U.S.A.)

Book Description Hardcover. Condition: new. New Copy. Customer Service Guaranteed. Seller Inventory # think0691172986

More information about this seller | Contact seller

Buy New
US$ 28.38
Convert currency

Add to Basket

Shipping: US$ 4.25
Within U.S.A.
Destination, rates & speeds
Stock Image

Schneider, Rachel
Published by Princeton University Press (2017)
ISBN 10: 0691172986 ISBN 13: 9780691172989
New Hardcover Quantity: 1
Seller:
Front Cover Books
(Denver, CO, U.S.A.)

Book Description Condition: new. Seller Inventory # FrontCover0691172986

More information about this seller | Contact seller

Buy New
US$ 30.48
Convert currency

Add to Basket

Shipping: US$ 4.30
Within U.S.A.
Destination, rates & speeds
Seller Image

Morduch, Jonathan", "Schneider, Rachel"
Published by Princeton University Press (2017)
ISBN 10: 0691172986 ISBN 13: 9780691172989
New Hardcover Quantity: 10
Seller:
booksXpress
(Bayonne, NJ, U.S.A.)

Book Description Hardcover. Condition: new. Seller Inventory # 9780691172989

More information about this seller | Contact seller

Buy New
US$ 35.28
Convert currency

Add to Basket

Shipping: FREE
Within U.S.A.
Destination, rates & speeds
Seller Image

Morduch, Jonathan
ISBN 10: 0691172986 ISBN 13: 9780691172989
New Hardcover Quantity: 1
Seller:
BargainBookStores
(Grand Rapids, MI, U.S.A.)

Book Description Hardback or Cased Book. Condition: New. The Financial Diaries: How American Families Cope in a World of Uncertainty 1.1. Book. Seller Inventory # BBS-9780691172989

More information about this seller | Contact seller

Buy New
US$ 37.14
Convert currency

Add to Basket

Shipping: FREE
Within U.S.A.
Destination, rates & speeds
Stock Image

Morduch, Jonathan; Schneider, Rachel
Published by Princeton University Press (2017)
ISBN 10: 0691172986 ISBN 13: 9780691172989
New Hardcover Quantity: > 20
Seller:
Lucky's Textbooks
(Dallas, TX, U.S.A.)

Book Description Condition: New. Seller Inventory # ABLING22Oct2018170022693

More information about this seller | Contact seller

Buy New
US$ 34.53
Convert currency

Add to Basket

Shipping: US$ 3.99
Within U.S.A.
Destination, rates & speeds
Stock Image

Morduch, Jonathan; Schneider, Rachel
Published by Princeton University Press (2017)
ISBN 10: 0691172986 ISBN 13: 9780691172989
New Hardcover Quantity: 1
Seller:
Books Puddle
(New York, NY, U.S.A.)

Book Description Condition: New. Illustrated edition NO-PA16APR2015-KAP. Seller Inventory # 26394628824

More information about this seller | Contact seller

Buy New
US$ 34.83
Convert currency

Add to Basket

Shipping: US$ 3.99
Within U.S.A.
Destination, rates & speeds

There are more copies of this book

View all search results for this book