Building Assets, Building Credit: Creating Wealth in Low-Income Communities (James A. Johnson Metro Series)

3.75 avg rating
( 4 ratings by Goodreads )
 
9780815774099: Building Assets, Building Credit: Creating Wealth in Low-Income Communities (James A. Johnson Metro Series)


Poor people spend their money living day to day. How can they accumulate wealth? In the United States, homeownership is often the answer. Homes not only provide shelter but also are assets, and thus a means to create equity. Mortgage credit becomes a crucial factor. More Americans than ever now have some access to credit. However. thanks in large part to the growth of global capital markets and greater use of "credit scores," not all homeowners have benefited equally from the opened spigots. Different terms and conditions mean that some applicants are overpaying for mortgage credit, while some are getting in over their heads. And the door is left wide open for predatory lenders. In this important new volume, accomplished analysts examine the situation, illustrate its ramifications, and recommend steps to improve it. Today, low-income Americans have more access to credit than ever before. The challenge is to increase the chances that homeownership becomes the new pathway to asset-building that everyone hopes it will be.


"synopsis" may belong to another edition of this title.

About the Author:



Nicolas P. Retsinas is director of Harvard University's Joint Center for Housing Studies and a member of the faculty of the Harvard Graduate School of Design, the Kennedy School of Government, and Business School. Eric S. Belsky is managing director of the Joint Center for Housing Studies and a lecturer in the Harvard Graduate School of Design. Edward Gramlich is a member of the Board of Governors of the Federal Reserve System.


Review:

"About this title" may belong to another edition of this title.

Top Search Results from the AbeBooks Marketplace

1.

Nicolas P. Retsinas (Editor), Eric S. Belsky (Editor)
Published by Brookings Institution Press (2005)
ISBN 10: 0815774095 ISBN 13: 9780815774099
New Paperback Quantity Available: 1
Seller:
Ergodebooks
(RICHMOND, TX, U.S.A.)
Rating
[?]

Book Description Brookings Institution Press, 2005. Paperback. Book Condition: New. Bookseller Inventory # DADAX0815774095

More Information About This Seller | Ask Bookseller a Question

Buy New
US$ 12.60
Convert Currency

Add to Basket

Shipping: US$ 3.99
Within U.S.A.
Destination, Rates & Speeds

2.

Published by BROOKINGS INSTITUTION, United States (2005)
ISBN 10: 0815774095 ISBN 13: 9780815774099
New Paperback Quantity Available: 10
Seller:
The Book Depository
(London, United Kingdom)
Rating
[?]

Book Description BROOKINGS INSTITUTION, United States, 2005. Paperback. Book Condition: New. Language: English . Brand New Book. Poor people spend their money living day to day. How can they accumulate wealth? In the United States, home-ownership is often the answer. Homes not only provide shelter but also are assets, and thus a means to create equity. Mortgage credit becomes a crucial factor. More Americans than ever now have some access to credit. However. thanks in large part to the growth of global capital markets and greater use of credit scores, not all homeowners have benefited equally from the opened spigots. Different terms and conditions mean that some applicants are overpaying for mortgage credit, while some are getting in over their heads. And the door is left wide open for predatory lenders. In this important new volume, accomplished analysts examine the situation, illustrate its ramifications, and recommend steps to improve it. Today, low-income Americans have more access to credit than ever before. The challenge is to increase the chances that home-ownership becomes the new pathway to asset-building that everyone hopes it will be. Bookseller Inventory # AAN9780815774099

More Information About This Seller | Ask Bookseller a Question

Buy New
US$ 28.58
Convert Currency

Add to Basket

Shipping: FREE
From United Kingdom to U.S.A.
Destination, Rates & Speeds

3.

Published by BROOKINGS INSTITUTION, United States (2005)
ISBN 10: 0815774095 ISBN 13: 9780815774099
New Paperback Quantity Available: 10
Seller:
The Book Depository US
(London, United Kingdom)
Rating
[?]

Book Description BROOKINGS INSTITUTION, United States, 2005. Paperback. Book Condition: New. Language: English . Brand New Book. Poor people spend their money living day to day. How can they accumulate wealth? In the United States, home-ownership is often the answer. Homes not only provide shelter but also are assets, and thus a means to create equity. Mortgage credit becomes a crucial factor. More Americans than ever now have some access to credit. However. thanks in large part to the growth of global capital markets and greater use of credit scores, not all homeowners have benefited equally from the opened spigots. Different terms and conditions mean that some applicants are overpaying for mortgage credit, while some are getting in over their heads. And the door is left wide open for predatory lenders. In this important new volume, accomplished analysts examine the situation, illustrate its ramifications, and recommend steps to improve it. Today, low-income Americans have more access to credit than ever before. The challenge is to increase the chances that home-ownership becomes the new pathway to asset-building that everyone hopes it will be. Bookseller Inventory # AAN9780815774099

More Information About This Seller | Ask Bookseller a Question

Buy New
US$ 29.08
Convert Currency

Add to Basket

Shipping: FREE
From United Kingdom to U.S.A.
Destination, Rates & Speeds

4.

Published by Brookings Inst. Press/Harvard JCHS (2005)
ISBN 10: 0815774095 ISBN 13: 9780815774099
New Paperback Quantity Available: 1
Seller:
Irish Booksellers
(Rumford, ME, U.S.A.)
Rating
[?]

Book Description Brookings Inst. Press/Harvard JCHS, 2005. Paperback. Book Condition: New. book. Bookseller Inventory # M0815774095

More Information About This Seller | Ask Bookseller a Question

Buy New
US$ 30.61
Convert Currency

Add to Basket

Shipping: FREE
Within U.S.A.
Destination, Rates & Speeds

5.

Retsinas, Nicolas P.
ISBN 10: 0815774095 ISBN 13: 9780815774099
New Quantity Available: 3
Seller:
Pbshop
(Wood Dale, IL, U.S.A.)
Rating
[?]

Book Description 2005. PAP. Book Condition: New. New Book.Shipped from US within 10 to 14 business days. Established seller since 2000. Bookseller Inventory # IB-9780815774099

More Information About This Seller | Ask Bookseller a Question

Buy New
US$ 28.84
Convert Currency

Add to Basket

Shipping: US$ 3.99
Within U.S.A.
Destination, Rates & Speeds

6.

Published by BROOKINGS INSTITUTION, United States (2005)
ISBN 10: 0815774095 ISBN 13: 9780815774099
New Paperback Quantity Available: 10
Seller:
Book Depository hard to find
(London, United Kingdom)
Rating
[?]

Book Description BROOKINGS INSTITUTION, United States, 2005. Paperback. Book Condition: New. Language: English . This book usually ship within 10-15 business days and we will endeavor to dispatch orders quicker than this where possible. Brand New Book. Poor people spend their money living day to day. How can they accumulate wealth? In the United States, home-ownership is often the answer. Homes not only provide shelter but also are assets, and thus a means to create equity. Mortgage credit becomes a crucial factor. More Americans than ever now have some access to credit. However. thanks in large part to the growth of global capital markets and greater use of credit scores, not all homeowners have benefited equally from the opened spigots. Different terms and conditions mean that some applicants are overpaying for mortgage credit, while some are getting in over their heads. And the door is left wide open for predatory lenders. In this important new volume, accomplished analysts examine the situation, illustrate its ramifications, and recommend steps to improve it. Today, low-income Americans have more access to credit than ever before. The challenge is to increase the chances that home-ownership becomes the new pathway to asset-building that everyone hopes it will be. Bookseller Inventory # BZE9780815774099

More Information About This Seller | Ask Bookseller a Question

Buy New
US$ 32.87
Convert Currency

Add to Basket

Shipping: FREE
From United Kingdom to U.S.A.
Destination, Rates & Speeds

7.

Published by Brookings Institution Press
ISBN 10: 0815774095 ISBN 13: 9780815774099
New Paperback Quantity Available: 10
Seller:
THE SAINT BOOKSTORE
(Southport, United Kingdom)
Rating
[?]

Book Description Brookings Institution Press. Paperback. Book Condition: New. New copy - Usually dispatched within 2 working days. Bookseller Inventory # B9780815774099

More Information About This Seller | Ask Bookseller a Question

Buy New
US$ 25.66
Convert Currency

Add to Basket

Shipping: US$ 9.16
From United Kingdom to U.S.A.
Destination, Rates & Speeds

8.

Gramlich, Edward
Published by Brookings Institution (2005)
ISBN 10: 0815774095 ISBN 13: 9780815774099
New Quantity Available: 10
Seller:
Books2Anywhere
(Fairford, GLOS, United Kingdom)
Rating
[?]

Book Description Brookings Institution, 2005. PAP. Book Condition: New. New Book. Shipped from UK in 4 to 14 days. Established seller since 2000. Bookseller Inventory # CE-9780815774099

More Information About This Seller | Ask Bookseller a Question

Buy New
US$ 24.94
Convert Currency

Add to Basket

Shipping: US$ 11.87
From United Kingdom to U.S.A.
Destination, Rates & Speeds

9.

Published by Brookings Inst. Press/Harvard (2005)
ISBN 10: 0815774095 ISBN 13: 9780815774099
New Paperback Quantity Available: 1
Seller:
Murray Media
(North Miami Beach, FL, U.S.A.)
Rating
[?]

Book Description Brookings Inst. Press/Harvard, 2005. Paperback. Book Condition: New. Never used!. Bookseller Inventory # 0815774095

More Information About This Seller | Ask Bookseller a Question

Buy New
US$ 36.03
Convert Currency

Add to Basket

Shipping: US$ 1.99
Within U.S.A.
Destination, Rates & Speeds

10.

Published by Brookings Inst. Press/Harvard (2005)
ISBN 10: 0815774095 ISBN 13: 9780815774099
New Paperback Quantity Available: 2
Seller:
Murray Media
(North Miami Beach, FL, U.S.A.)
Rating
[?]

Book Description Brookings Inst. Press/Harvard, 2005. Paperback. Book Condition: New. Never used!. Bookseller Inventory # P110815774095

More Information About This Seller | Ask Bookseller a Question

Buy New
US$ 36.94
Convert Currency

Add to Basket

Shipping: US$ 1.99
Within U.S.A.
Destination, Rates & Speeds

There are more copies of this book

View all search results for this book