The Guide to Credit and Debt Management is the second in a series of books designed to help you build a solid foundation for managing your personal finances. Using humor, candor and step-by-step instructions, the Guide to Credit and Debt Management and its companion books break your overall financial picture into easily digestible pieces that you can address one step at a time.
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Leslie Linfield, Esq. is a national authority on financial literacy education and consumer finance issues. She is the Executive Director and Founder of the Institute for Financial Literacy. During her career she has been a certified consumer credit counselor, a HUD housing counselor, a stock broker, banker, and practicing attorney. She has conducted hundreds of presentations on personal finance management, has been quoted by the New York Times and the Wall Street Journal as an expert on budgeting and consumer credit, and has been published in professional journals, magazines and newspapers.
Debt is a four letter word!
But that doesn't mean it's all bad! We've come to believe that credit cards are evil and that all debt is bad debt, but it's just not true. The reality is that credit and debt are just tools in our financial toolbox, and like any tool, if we use them incorrectly we end up with a bruised thumb . . . or worse. Many of us just haven't been taught how to safely use credit and debt to manage our finances and accomplish our goals.
The Guide to Credit and Debt Management will show you how to gain control over your credit and debt, whether you're just starting out or have accumulated big balances on your credit cards. In a conversational tone and user-friendly format designed for your busy life, the Guide to Credit and Debt Management will help you
- Understand the different types of credit that are available
- Navigate the credit application process
- Effectively manage credit once you have it
- Determine if you have too much debt
- Eliminate your debt
The Guide to Credit and Debt Management is the second in a series of books designed to help you build a solid foundation for managing your personal finances. Using humor, candor and step-by-step instructions, the Guide to Credit and Debt Management and its companion books break your overall financial picture into easily digestible pieces that you can address one step at a time.
"About this title" may belong to another edition of this title.
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