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The timing of this volume could not be more opportune. Based on the work of Karl “Chip” Case, who is renowned for his scientific contributions to the economics of housing and public policy, chapters analyze risk in the housing market, the regulation of housing markets by government, and other issues in U.S. housing policy. The book investigates derivative markets; the role that home equity insurance can play in reducing risk; the role that the regulation of government-sponsored enterprises has played in extending credit to home purchasers in low-income neighborhoods; and the growth in the market for subprime mortgages. The impact of local zoning regulations on housing prices and new construction is also considered. This is a must read during a time of restructuring our nation’s system of housing finance.
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I found the book valuable even on topics I do not often think about, and I recommend it to urbanand housing economists. Geographers and planning academics would profit from some essays. Thetopics vary greatly, and most are fairly specialized, but many different readers will find somethingof value. Teachers of graduate students and advanced undergraduates will find pieces to challengestudents and stimulate discussion. The authors are to be commended for situating their research incontext and for discussing prior research.--Journal of Regional Science
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