The Big Retirement Risk: Running Out of Money Before You Run Out of Time - Hardcover

Erin Botsford

Hardcover

ISBN 10: 1608322483 ISBN 13: 9781608322480

Publisher: Greenleaf Book Group Press, 2012

Synopsis

This is a guidebook packed with the best strategies to manage wealth in retirement, helping readers live the life they have always envisioned - without risk of running out of money. With decades of experience as a financial consultant, Erin Botsford shows readers how to identify their preferred lifestyle and sustain it throughout retirement. With the philosophy that money allows choices, she shows readers how to become informed, wise investors - avoiding common pitfalls, challenging the status quo, and refusing to take advice blindly. No one wants to run out of money before they run out of time, and Botsford helps restore confidence in members of the Baby-Boom generation who may have lost assets during the financial crisis. With a thorough examination of the transition into retirement, she addresses common concerns such as Do I have enough money to last a lifetime? What about my spouse and children? Will Social Security be there when I am eligible to receive it? And what about Medicare, health insurance? From a chapter titled "Economics 101" to detailed analyses of market patterns, the author exposes the failures inherent in traditional methods of asset allocation. With comprehensive explanations of investment strategies, she helps readers adopt a new philosophy about their finances and retirement planning in order to protect their hard-earned money.

About this title

About the Author

Erin Botsford is the founder and CEO of The Botsford Group, a boutique financial planning firm with offices in Frisco, Texas, and Atlanta, Georgia.

Erin's firm specializes in investment, asset protection, and estate planning for retirees and those planning for retirement. Among the top echelon of financial advisors, she is considered a thought leader on twenty-first-century investing, risk management, and retirement.

Erin's personal story of overcoming poverty and adversity in her early life to become one of the top financial planners in the country has been featured in numerous articles and publications. Her business success has been recognized by publications such as Barron's magazine, D magazine, Success magazine, and InvestmentNews.com, and she has made television appearances on CNBC, Fox News, and Bloomberg Television.

Erin resides in McKinney, Texas, with her husband, Bob, a pilot for American Airlines. She has one son, Kevin, who is currently serving as a captain in the U.S. Air Force

From the Back Cover

AN INDISPENSABLE RESOURCE FOR ANYONE CONCERNED ABOUT RETIREMENT SECURITY

" Erin Botsford gets it! She understands what drives the financial markets and has found investment strategies that support her clients' retirement lifestyles in up, down, and flat market conditions. In view of the current condition of our global economy, this book should be read by anyone serious about protecting his or her lifestyle in retirement. No wonder the industry calls her 'The Great Protector'!"
-- Harry S. Dent Jr., founder and CEO of HS Dent; author of the New York Times bestseller The Great Depression Ahead and The Great Crash Ahead

" Erin Botsford delivers in The Big Retirement Risk. This straightforward, easy-to-read book outlines an entirely new way to think about money and investing for retirement. It will forever change how you think about your financial future."
-- Robert Allen, entrepreneur and author of the bestsellers Nothing Down, Creating Wealth, and Multiple Streams of Income

From the Inside Flap

Are you retired or preparing to retire? Is there a chance that your retirement lifestyle could be negatively impacted by fluctuations in the stock market? Are you relying on some magic number for financial security? Do you ever worry about running out of money?

If the answer to any of these questions is yes, this book is for you. Given today's uncertainties--market risk, inflation risk, longevity risk, and the murky future of Social Security and Medicare--everyone is concerned and everyone wants to know what to do.

In The Big Retirement Risk, author Erin Botsford offers an entirely new way to think about money, investing, and retirement planning, called "Lifestyle Driven Investing™." She first exposes some of the common myths of Wall Street and explains why the traditional methods of investing may not work in the days ahead, and then she shows you how to craft an investment strategy to help protect your retirement lifestyle in good economic times and bad.

Erin's journey, rising from a life of poverty and overcoming enormous adversity to become one of America's top financial planners, gives her the insight and perspective to guide you through the current economic landscape and beyond. The Big Retirement Risk shares Erin's knowledge and experience so you can avoid running out of money before you run out
of time.

Edition details

• Publisher: Greenleaf Book Group Press
• Publication date: 2012
• Language: English
• ISBN 10: 1608322483
• ISBN 13: 9781608322480
• Binding: Hardcover
• Number of pages: 200