Expanding the Frontier in Rural Finance: Financial Linkages and Strategic Alliances

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9781853396663: Expanding the Frontier in Rural Finance: Financial Linkages and Strategic Alliances
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Despite significant innovations in rural microfinance over the years, millions of people around the world still do not have access to financial services. Can linkages and strategic alliances between formal and informal financial institutions and private firms help resolve this problem?

Drawing on twelve case studies and one review conducted in eleven countries in Africa, Asia and Latin America, the contributors show how formal financial institutions and companies use a variety of less formal, often rural, organizations to overcome the information and enforcement problems of serving rural clients. Research indicates that these linkages seem to afford both partners the opportunity to overcome weaknesses experienced when working on their own. This book is of interest to all involved in rural development, particularly those concerned with financing economic development and innovation.

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About the Author:

Maria Pagura is a Rural Finance Officer at FAO, Rome; she has 16 years' experience in rural and microfinance and small enterprise development in Africa and Asia.

Review:

“This is not a dry collection of papers....it conveys a powerful message: partnerships and alliances have an important role in addressing challenges of rural finance at the frontier.” (Nimal A. Fernando, Practice Leader for Microfinance)

“This book provides a valuable contribution to facilitate improved financial inter-mediation and better practices for extending services in rural areas.” (Rasmane Ouedraogo, Former Secretary General)

“The approach is rigorous, based on a clear analytical frame. The emerging assessment of strengths, conditions for success, risks and limitations can be useful to researchers, practitioners, donors, policy makers, as well as in teaching.” (Laura Viganò, Professor of Banking)

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