Trust Me, Im a Banker - Softcover

David Charters

Softcover

ISBN 10: 190402775X ISBN 13: 9781904027751

Publisher: Elliott and Thompson, 2009

Synopsis

His wife has left him. He's tried to kill his boss. He's probably going to lose his job. His annual bonus was embarrassingly small. Could life get any worse for Dave Hart, anti-hero of the investment banking world? Following an unlikely turn of events on a Jamaican beach, Dave finds himself catapulted from zero to hero through the magic of the tabloid press. He's soon strutting into ailing German bank Grossbank, determined to shake up its fusty 'old school' banking and start taking some proper risks. And some drugs. And of course plenty of entertainment at the Pussy Cat Club. After all, we all need to wind down and investment bankers are more wound up than most. Trust Me, I'm a Banker is a brutal, sometimes cynical, but always hilarious take on the world of high finance which will delight fans and new readers alike.

About this title

About the Author

David Charters is a former diplomat and investment banker, who left the City after twelve years of working on many of the largest international flotations and privatisations. He has published six novels and is best known for his best-selling Dave Hart series, of which The Ego Has Landed is the third instalment.

Excerpt. © Reprinted by permission. All rights reserved.

Trust Me, I'm a Banker
PART IILAST NIGHT I killed my boss. It was the second time this week, only this time it was much worse. He was sitting at his desk in his big, glass-sided, corner office, looking out at the trading floor with its hundreds of identical workstations, the computer screens, the phones, and us, the worker bees who feed the machine. Looking at us, as we stayed late in the run-up to the annual bonus round, putting in face time to look good, keeping busy, trying to persuade him how essential we all were. Well, I'd had enough. I wasn't essential anymore - at least I didn't feel as if I was - and I was going to act before someone took the decision for me. 
I COUGH nervously, glance around at my colleagues who all have their eyes glued to the screens in front of them, and pick up my briefcase from under my desk, leaving my jacket over the back of my chair. Now, this may sound straightforward, but you don't normally carry your briefcase around the trading floor unless you're going home, and when you go home, you put your jacketon. But if I put my jacket on first - at this time of year - the rest of the team will look at me and I don't want to attract attention, not at this stage.So I leave my jacket but pick up my briefcase and walk in a lopsided way, half hiding it in front of me as I make my way to his office with my back to the team.I step inside the open door and close it behind me. I reach across and pull the blinds, so we can't be seen from the floor. He looks up, puzzled.'What are you doing?'I smile, reassuring, ingratiating.'Rory, there's... something I wanted to discuss with you.'He sighs and looks at his watch. 'Okay, I'll give you five minutes, but do me a favour - no more special pleading about the bonus, okay?''No, no more special pleading, Rory.' I smile again, a little nervously - still in character - and open my briefcase on his desk, but with the lid facing him so he can't see what I'm taking out. 'In fact no pleading at all.'I close the lid with a firm click and swing a sixteen-inch machete up in the air.Now, before you say anything, a sixteen-inch machete may not seem much, but it had to fit into my briefcase, which is not large. Even in London you can't just go and buy a full-sized machete without attracting some degree of attention. As I like to think I'm a little smarter than some mere criminal on the street, I'd bought the macheteat auction, at Christie's, along with a collection of other memorabilia of famous nineteenth century explorers in Africa. So when I swing it through a broad arc and bring it down with a thunk into the middle of Rory's perfectly coiffed, fair-haired, blue-eyed skull, I'm actually using a piece of history.The problem is, it gets stuck. The weapon goes thunk, right into his head, splintering the bone. My arm is driven by the strength that can only come from years of resentment, humiliation, nervous anxiety, pitiful gratitude and festering anger. He keels over, gently and silently, his eyes roll upwards and he bumps his head on his desk with a sigh. Seeing him lying there, helpless, I put one hand on his head and struggle to wrench the machete free for a second go (and to be honest, for a third and a fourth - I'd worked for Rory a long time).And then he gets up! No kidding, he actually shakes his head, causing me to leap backwards, my eyes wide with fear and disbelief. He pulls himself together, lifts himself up from the desk, blood streaming down his face, eyes wide open, with the machete still sticking out of his skull. He comes round the desk towards me.'You always were a loser.' His words have an icy venom to them - which I suppose is understandable. 'A loser, a no hoper, a truly second rate, sub-standard investment banker. The clients don't even like you, let alone respect you, half of them only deal with you out of sympathy, and you have no future here or at any other firm.' He jabs his finger inmy chest to emphasise the points, and as he finishes, he reaches up, taking hold of the machete, grasping the handle, and pulls it out of his head, allowing a stream of blood to come gushing out of the crack in his skull splashing down over his face onto the carpet. 'You can't do a damned thing right.' There's blood all over the machete as he hands it back to me, and more blood runs down his forehead and face, but it doesn't seem to bother him. 'Now get out of my office. I have work to do - including some key bonus re-calculations.' As he says this, he gives me a long, meaningful stare - one of the ones I always hate, because when someone looks at you like that, you just know they've found you out - and then he flicks a drop of blood off the end of his nose and goes back to his desk.When I get back to my workstation, my shirt is sticking to my sides with sweat. I pull my handkerchief out and mop my brow. As I glance around, I catch the eye of some of the other team members.'Brown-nosing again?''Looks like it didn't pay off.''Rory's got the measure of you.'And I start screaming. I scream so loud that I wake my wife.'Darling - darling, are you all right?'I shake my head to clear it, and reach for a glass of water from the bedside table. Wendy turns the light on.'It was one of those awful dreams again, wasn't it?'I nod, too shaken to speak.'Oh, my darling,' she smiles, trying to be reassuring, and hugs me, though she clearly doesn't appreciate the sweat covering me from head to toe. 'Come on, darling - look on the bright side. It's not long now, is it? Then all this uncertainty will be over. It's... how many days?'I glance at the clock on the bedside cabinet. Twelve thirty - half-an-hour after midnight, another day has started. 'Fifty-two days,' I gasp. 'Fifty-two days until we know.'Monday, 25th OctoberB minus 52IT WAS 6:30 in the morning. I was sitting on the tube, on the Circle Line to Monument, staring into space, working out what I'd do with a million pounds. Now, before you say anything, let me explain - even senior investment bankers take the tube sometimes. I know that Rory with his chauffeur-driven car would never be seen dead on the People's Underground, and why should he? He's the boss, after all. But for the rest of us, at least those who live in Chelsea, the journey into the City is quickest by Underground, especially first thing in the morning, even if it is a little democratic when it comes to things like getting a seat and who you rub shoulders with. And I know, I know - you don't need to say it. It's true that the man sitting next to me doesn't smell of Armani Mania.He smells of... well, let's just say he smells. And a lot of these people haven't even made their first million, and many of them never will. That's capitalism. It's enough for me that I know. I don't need to say anything.But back to that million. We all know a million isn't what it used to be. To begin with, the Chancellor takes forty per cent. So a million is already six hundred thousand. Then the bank won't pay it all in cash. Probably half the balance will be in some form of share-based incentive - options, deferred shares, some weird derivative, or whatever. But it won't be cash and you can't spend it now - it only turns into folding money slowly, over a period of years, perhaps three or even five years, providing you stay at the bank and don't move to a competitor. If you do that, you lose it all. That's why they call these things golden handcuffs. So your actual cash in hand is perhaps three hundred thousand, and these days three hundred really doesn't go far.Take an example. Have you any idea how much a Porsche costs? I thought not. Well the basic Boxster comes in at a mere £30k, but no one, I mean no one, serious can drive one of those in the Square Mile. The minimum is the 911 Turbo Cabriolet and for that you're talking the thick end of £100k. So already a big chunk of my bonus is gone.I know what you're thinking - why buy a 911 at all? We already have a Range Rover - Vogue of course, with the usual extras - so why buy a second car? Well the thing is,we have to have the Range Rover. Wendy needs it to do the school run from our flat in Sloane Square to Cameron House, the private nursery school which Samantha attends, at the other end of the King's Road. It's almost half a mile, and kids these days need protection, and so does Wendy - not the world's greatest driver - so a big 4 X 4 is essential driving in Chelsea. It's also good for giving the impression that we have a place in the country, which we definitely don't yet, but would do if Rory ever got off his arse and gave me a decent bonus. And of course whenever Wendy ventures outside Chelsea, she needs protection even more - like when she takes Samantha to her Little Sweethearts ballet class in Fulham, or to her Young Prodigies violin lesson in Pimlico, her Gymnastics for Toddlers sessions in Battersea, or her Little Tadpoles swimming class in Putney. Don't laugh - if you don't do this stuff for your kids, they might not become a rock star, or Prime Minister, or win the Nobel Prize. Even White Van Man pulls over when he sees Wendy weaving down the middle of the road, talking on her mobile, staring into shop windows, at the wheel of a Range Rover.But back to my car. We ought to be a two car family, because if I ever need to drive to the office, for example on a Sunday, I can't arrive in a Range Rover - at least not a clean one, the way they tend to be in Chelsea. At weekends Rory drives a DB7, but then he would, wouldn't he?So once I've finally got myself a decent car of my own- a 911 Turbo Cabriolet - what else do I need? We still owe a hundred thousand on the mortgage on the flat, which we've paid down steadily over the past few years, and it would be satisfying to own it outright, but we a...

About this edition

• Publisher: Elliott and Thompson
• Publication date: 2009
• ISBN 10: 190402775X
• ISBN 13: 9781904027751
• Binding: Paperback
• Number of pages: 192