Time and Money - Using Time-Value Analysis in Financial Planning. This book is designed to help you use time value of money as a tool for more intelligent financial decision making. Clear instructions and keystrokes on how to use the financial calculators HP-12C, HP-10B II, HP-17B II, and the BA-II Plus. A great many of the financial transactions in which people routinely engage involve paying or receiving money early and receiving and paying back money later. Money now and money later are not of equal value.
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