Broke on Paper: The Real Reason Smart, Hardworking Americans Still Feel Financially Behind - And the Honest Plan for you - Softcover

Siddique, Mohammad Abu Sayem

Softcover

ISBN 13: 9798170540624

Publisher: Independently published, 2026

Synopsis

You cover your bills. You're still not sure where the money went.

If you've ever done the math, technically been "fine," and still felt behind — this book explains why, and exactly what need to do about it.

Broke on Paper skips the guilt-trip advice about lattes and gets straight to what actually works: automated systems, a budget simple enough to survive real life, and a debt plan that doesn't rely on shame to keep you moving.

Inside, you'll learn:

• Why you feel broke even when your income covers everything
• The four "money scripts" driving your financial decisions without you noticing
• A boring, automated system that removes daily willpower from the equation
• A one-page budget built to survive a messy, real, non-spreadsheet life
• Scripts for negotiating pay, calling creditors, and talking money with a partner
• How to handle medical debt, job loss, windfalls, and big purchases without panic
• A 30-day money reset you need to start today

This isn't a book about deprivation. It's about building real margin — the buffer between panic and peace — one honest number at a time.

If you're ready to stop feeling behind and start feeling in control, this is the plan.

Edition details

• Publisher: Independently published
• Publication date: 2026
• Language: English
• ISBN 13: 9798170540624
• Binding: Paperback
• Number of pages: 200