Offer accepted. Inspection fine. Appraisal fine. Then around week three the lender says the project does not qualify - and everyone has already spent money.
For loan applications dated on or after 3 August 2026, the fast-track review pathways were retired. Nearly every condo project with more than ten units now goes through Full Review - budget, reserves, delinquencies, insurance, litigation, special assessments, inspection reports - regardless of how much you put down.
Buyers who have done this before, and agents who have sold condos for twenty years, are still operating on the old assumption.
And a second date ahead of you
On 4 January 2027 the minimum reserve allocation rises from 10 per cent to 15 per cent of assessment income. Most associations were not meeting 10. If you buy into a building funding at 6 or 7 per cent, you are buying a problem with a date on it - either a substantial dues increase, or a building your own buyer cannot finance when you come to sell.
What is inside
Written for buyers, not lenders
This is education, not advice. It will not tell you whether to buy. It explains what the documents mean and which questions get useful answers, so that when you speak to your lender, your agent and your attorney, you already know what you are looking at.
The single highest-value thing a condo buyer can do right now costs nothing: ask your loan officer to check the project before you make an offer. Almost nobody does, because until 2026 it usually did not matter.
This is federal lending policy, so it applies in every state - and it can change without a legislature. Every figure carries a note telling you why it may have moved and who to ask.
Book Two of The Condo Financing Handbook.
"synopsis" may belong to another edition of this title.
Seller: Grand Eagle Retail, Bensenville, IL, U.S.A.
Paperback. Condition: new. Paperback. A large deposit used to get you through. It stopped in August 2026.Offer accepted. Inspection fine. Appraisal fine. Then around week three the lender says the project does not qualify - and everyone has already spent money.For loan applications dated on or after 3 August 2026, the fast-track review pathways were retired. Nearly every condo project with more than ten units now goes through Full Review - budget, reserves, delinquencies, insurance, litigation, special assessments, inspection reports - regardless of how much you put down.Buyers who have done this before, and agents who have sold condos for twenty years, are still operating on the old assumption.And a second date ahead of youOn 4 January 2027 the minimum reserve allocation rises from 10 per cent to 15 per cent of assessment income. Most associations were not meeting 10. If you buy into a building funding at 6 or 7 per cent, you are buying a problem with a date on it - either a substantial dues increase, or a building your own buyer cannot finance when you come to sell.What is insideThe five-minute calculation that predicts most of your risk, using two numbers from the budgetWhat Full Review examines, item by itemThe ten documents to request, when to ask, and the four that actually matterThe master policy deductible cap that has caught well-run buildingsHow to check a building before you offer - there is no public list, and this trips everyoneWhere state inspection law meets federal lending policyTiming, contingencies, and the questionnaire delay that kills transactionsWhat to do if the building you want is not financeableRed flags ranked, three buildings compared, and a full checklistWritten for buyers, not lendersThis is education, not advice. It will not tell you whether to buy. It explains what the documents mean and which questions get useful answers, so that when you speak to your lender, your agent and your attorney, you already know what you are looking at.The single highest-value thing a condo buyer can do right now costs nothing: ask your loan officer to check the project before you make an offer. Almost nobody does, because until 2026 it usually did not matter.This is federal lending policy, so it applies in every state - and it can change without a legislature. Every figure carries a note telling you why it may have moved and who to ask.Book Two of The Condo Financing Handbook. This item is printed on demand. Shipping may be from multiple locations in the US or from the UK, depending on stock availability. Seller Inventory # 9798173940797
Seller: PBShop.store US, Wood Dale, IL, U.S.A.
PAP. Condition: New. New Book. Shipped from UK. THIS BOOK IS PRINTED ON DEMAND. Established seller since 2000. Seller Inventory # L0-9798173940797
Seller: California Books, Miami, FL, U.S.A.
Condition: New. Print on Demand. Seller Inventory # I-9798173940797
Seller: PBShop.store UK, Fairford, GLOS, United Kingdom
PAP. Condition: New. New Book. Delivered from our UK warehouse in 4 to 14 business days. THIS BOOK IS PRINTED ON DEMAND. Established seller since 2000. Seller Inventory # L0-9798173940797
Quantity: Over 20 available
Seller: AHA-BUCH GmbH, Einbeck, Germany
Taschenbuch. Condition: Neu. Neuware - A large deposit used to get you through. It stopped in August 2026.Offer accepted. Inspection fine. Appraisal fine. Then around week three the lender says the project does not qualify - and everyone has already spent money.For loan applications dated on or after 3 August 2026, the fast-track review pathways were retired. Nearly every condo project with more than ten units now goes through Full Review - budget, reserves, delinquencies, insurance, litigation, special assessments, inspection reports - regardless of how much you put down.Buyers who have done this before, and agents who have sold condos for twenty years, are still operating on the old assumption.And a second date ahead of youOn 4 January 2027 the minimum reserve allocation rises from 10 per cent to 15 per cent of assessment income. Most associations were not meeting 10. If you buy into a building funding at 6 or 7 per cent, you are buying a problem with a date on it - either a substantial dues increase, or a building your own buyer cannot finance when you come to sell.What is inside- The five-minute calculation that predicts most of your risk, using two numbers from the budget- What Full Review examines, item by item- The ten documents to request, when to ask, and the four that actually matter- The master policy deductible cap that has caught well-run buildings- How to check a building before you offer - there is no public list, and this trips everyone- Where state inspection law meets federal lending policy- Timing, contingencies, and the questionnaire delay that kills transactions- What to do if the building you want is not financeable- Red flags ranked, three buildings compared, and a full checklistWritten for buyers, not lendersThis is education, not advice. It will not tell you whether to buy. It explains what the documents mean and which questions get useful answers, so that when you speak to your lender, your agent and your attorney, you already know what you are looking at.The single highest-value thing a condo buyer can do right now costs nothing: ask your loan officer to check the project before you make an offer. Almost nobody does, because until 2026 it usually did not matter.This is federal lending policy, so it applies in every state - and it can change without a legislature. Every figure carries a note telling you why it may have moved and who to ask.Book Two of The Condo Financing Handbook. Seller Inventory # 9798173940797
Quantity: 2 available
Seller: CitiRetail, Stevenage, United Kingdom
Paperback. Condition: new. Paperback. A large deposit used to get you through. It stopped in August 2026.Offer accepted. Inspection fine. Appraisal fine. Then around week three the lender says the project does not qualify - and everyone has already spent money.For loan applications dated on or after 3 August 2026, the fast-track review pathways were retired. Nearly every condo project with more than ten units now goes through Full Review - budget, reserves, delinquencies, insurance, litigation, special assessments, inspection reports - regardless of how much you put down.Buyers who have done this before, and agents who have sold condos for twenty years, are still operating on the old assumption.And a second date ahead of youOn 4 January 2027 the minimum reserve allocation rises from 10 per cent to 15 per cent of assessment income. Most associations were not meeting 10. If you buy into a building funding at 6 or 7 per cent, you are buying a problem with a date on it - either a substantial dues increase, or a building your own buyer cannot finance when you come to sell.What is insideThe five-minute calculation that predicts most of your risk, using two numbers from the budgetWhat Full Review examines, item by itemThe ten documents to request, when to ask, and the four that actually matterThe master policy deductible cap that has caught well-run buildingsHow to check a building before you offer - there is no public list, and this trips everyoneWhere state inspection law meets federal lending policyTiming, contingencies, and the questionnaire delay that kills transactionsWhat to do if the building you want is not financeableRed flags ranked, three buildings compared, and a full checklistWritten for buyers, not lendersThis is education, not advice. It will not tell you whether to buy. It explains what the documents mean and which questions get useful answers, so that when you speak to your lender, your agent and your attorney, you already know what you are looking at.The single highest-value thing a condo buyer can do right now costs nothing: ask your loan officer to check the project before you make an offer. Almost nobody does, because until 2026 it usually did not matter.This is federal lending policy, so it applies in every state - and it can change without a legislature. Every figure carries a note telling you why it may have moved and who to ask.Book Two of The Condo Financing Handbook. This item is printed on demand. Shipping may be from our UK warehouse or from our Australian or US warehouses, depending on stock availability. Seller Inventory # 9798173940797
Quantity: 1 available