The ABA Consumer Guide to Borrower and Credit Rights

ABA Consumer Guide to Understanding and Protecting Your Credit Rights: A Practical Resource For Maintaining Good Credit tells you all you need to know about basic rights with respect to obtaining and protecting your credit. It describes rights under federal law and under common types of state laws. Federal law gives extensive rights with respect to credit transactions, and all states have at least some laws on the subject as well.

It also alerts you to common pitfalls in obtaining and using credit and provides information about credit disclosures, negotiating common types of credit transactions, rights with respect to credit cards, debit cards, and other common transactions, debt collection rights, rights with respect to credit reports, and identity theft.

Daniel A. Edelman, of Chicago, is a 1976 graduate of the University of Chicago Law School and a member of the firm Edelman, Combs, Latturner & Goodwin, LLC. Virtually all of his practice involves litigation on behalf of consumers. He is the author or coauthor of numerous publications on class actions and consumer protection law. Mr. Edelman is also a frequent speaker on consumer law topics for various legal organizations including the Chicago Bar Association, the National Consumer Law Center's Consumer Rights Litigation Conference, and the Illinois Institute for Continuing Legal Education, and he has testified on behalf of consumers before the Federal Trade Commission and the Illinois legislature.