Isn`t it ironic? We are taught from early-childhood to become responsible and functional adults. Yet, when it comes to personal finances, we are left mostly to trial and error. We need a path and plan that will help us achieve the level of financial freedom to eliminate our exposure to economic dangers, build upon our talents and strengths. Reading this book is like receiving hundreds of hours of personal financial advice from one of this nation`s most qualified and experienced financial advisors: Joseph J. Janiczek, MSFS, ChFC. In language that is down-to-earth and compassionate, Janiczek provides the direction, confidence and new capabilities needed to completely master money. His exceptional understanding of human nature combined with his broad experience and knowledge in personal finance shines through and grabs reader interest from beginning to end. What differentiates this book from all others is that Janiczek provides solutions to the fears, changes and threats that paralyze most of us from taking action (a condition he refers to as financial stagnation). He also demystifies and simplifies money mastery into a process that is easy to understand and act upon. This book reveals how to be able to pursue your dreams without financial worries. It shows you how to build and modify your financial resources to provide the maximum level of financial freedom from the time you enter financial adulthood all the way through retirement.
Joseph J. Janiczek, MSFS, ChFC is President of Janiczek & Company, Ltd., a leading financial advisory firm based in Greenwood Village, Colorado. Mr. Janiczek specializes in the complex investment, income tax and estate planning needs of individuals on the path to achieving absolute financial freedom.
Mr. Janiczek has a vast amount of practical and academic experience specifically in the area of personal finance. He has the highest level of education in the financial advisory profession (Masters Degree in Financial Planning) and also has Graduate Certificates of Specialty in Investment Management and Income and Estate Tax Planning. Mr. Janiczek also has the highest undergraduate certification in the financial planning profession, which is the Chartered Financial Consultant designation.
Mr. Janiczek has utilized his financial advisory practice as a giant laboratory for identifying solutions to the common problems, opportunities and mistakes individuals encounter in personal financial management. The Seeds, Stages, and Habits of Financial Freedom (TM) are all concepts and techniques created and refined by him in years of persistently pursuing the essence of achieving absolute financial freedom.
