Adulting 101: A Guide to Personal Finance: Things Young Adults Should Know About Finances As They Enter Adulthood

With over 40 years of industry experience, Steve Mayer takes subjects like reading a paycheck, or doing your own taxes and explains them in an easy to read format that young adults can relate to. Personal finance isn't taught in school and students are leaving without the basic fundamentals in how to run their lives from an accounting perspective. The goal with this book is to ensure that teens moving toward adulthood have the basic skills they need to make decision regarding their personal finances.

This book is provided free of charge to young adults through donations to The 5 Bucket 4 Shovels Foundation, whose mission it is to fund financial literacy for young adults. Through the sale of our other two books, 5 Buckets, 4 Shovels, a Beach and a Map, and The Toughest Guy I Ever Knew and Other Short Stories, both available through Amazon.com, all profits go directly to the foundation to fund the mission. We also receive donations directly through our relationships with our corporate sponsors.

Our hope is that Adulting 101: A Guide to Personal Finance will easily become the go-to reference book for young adults looking for basic information about personal finance. Many of SD Mayer & Associates clients provide this book to their own kids and find it to be very helpful in explaining these basic concepts.

Stephen D. Mayer was born in San Francisco in 1954, where he attended Riordan High School and then U.C. Berkeley. He is a CPA by trade, however, his entrepreneurial nature has lead him to be involved in starting over 18 different businesses. He lives in San Mateo with his wife, Patty, of over 25 years and has three children-Dylan, and twins, Kenzie and Nicola. He is a man of many traditions, including over 40 consecutive years of backpacking with his group of friends. For fun, when he turned 60, he completed an Ironman "because it seemed like a worthy goal". Steve also enjoys writing, especially when his experiences can help someone else. This book was written to help fill in the gaps where students are leaving high school without the personal finance knowledge they need function - basic stuff, like reading their paycheck, doing their taxes or getting a car loan. We hope this will help them understand some of these basic concepts as they move into adulthood.