- Softcover
- New
Seller: PBShop.store US, Wood Dale, IL, U.S.A.PBShop.store US
AbeBooks seller since April 7, 2005
Condition: New
US$ 13.70
Quantity: Over 20 available
Add to basketItem description from seller
New Book. Shipped from UK. Established seller since 2000.
Seller Inventory # L2-9798245366364
- Title
- Back to Basics
- Author
- Dharmaraju Bk
- Publisher
- Independently Published
- Publication year
- 2026
- Condition
- New
- Binding
- PAP
- Language
- English
- ISBN 13
- 9798245366364
- Item weight
- 150 grams
Back to Basics … Personal Financial Management
What Every Salaried Person Needs to Know to Build Wealth and Retire Confidently
Most salaried people work hard for decades—yet remain anxious about money.
Not because they earn too little, but because no one ever taught them how to manage income calmly, protect against risks, and build long-term wealth without stress.
This book was written to change that.
Back to Basics … Personal Financial Management is a clear, practical guide for salaried individuals who want financial stability, confidence, and a dignified retirement—without jargon, hype, or risky shortcuts.
This is not a get-rich-quick book.
It is a get-the-basics-right book.
What You Will Learn in This Book
- Why intelligent, hardworking people still struggle with money
- How EMI culture traps the middle class—and how to use EMIs wisely
- Why insurance is protection, not investment
- How to build emergency funds and financial buffers
- How ordinary salaried people quietly create large wealth over time
- Why consistency matters more than income or intelligence
- How to invest without fear or complexity
- How to plan for retirement with dignity and independence
- How daily lifestyle choices decide long-term wealth
Who This Book Is For
This book is ideal for:
- Salaried employees
- Middle-class families
- First-time investors
- Professionals who feel “salary comes but savings don’t”
- Anyone who wants to build wealth slowly, safely, and confidently
What Makes This Book Different
Most finance books focus on products and returns.
This book focuses on behaviour, discipline, and clarity.
Most books promise riches.
This book promises peace of mind, stability, and confidence.
If you want money to support your life—not control it, this book is for you.
A Final Thought
You do not need a very high salary to build wealth.
You need time, discipline, and the right mindset.
This book shows you how.
— DHARMARAJU BK
"Synopsis" may belong to another edition of this title.
PBShop.store US
Wood Dale, IL, U.S.A.
AbeBooks seller since April 7, 2005
Shipping rates within U.S.A.
| Item | 7 to 14 business days | 7 to 14 business days |
|---|---|---|
| First item | US$ 0.00 | US$ 0.00 |
Payment methods
Store description
We first started out as “The Paperback Exchange,” a chain of physical bookstores where we would part exchange your beloved books for new stories to transport you to faraway places. However, as shopping started to evolve to online shops and marketplaces, we bid our stores goodbye to become “PBShop.” This transition has only allowed us to blossom as we now ship thousands of titles to book lovers across the globe. We pride ourselves in being a community of local book lovers which allows our passion and devotion to shine in everything we do. In 2020 we not only celebrated our 20th birthday but our 1st birthday as being completely employee owned after becoming an E.O.T in September 2019. We are proud to be different and embrace standing apart on a book mountain by working from a virtual inventory which allows us to provide thousands of books that may be difficult to get for your bookshelf or your studies. Working with a number of different suppliers allows us to explore other avenues such as puzzles, sheet music and even stationery so we really do have something for everyone. Life is about being versatile in all realms of existence. If this is your first visit or you are a returning customer, we would like to welcome you to the PBShop family, for there is no friend as loyal as a book. We are a company who put our customers at the centre of everything we do as we understand the importance of reading because once you learn to read, you will forever be free. There are a whole lot of things in this world of ours that we are yet to explore, which is why we will forever inspire curious minds.…
Specialty
Hardbacks, PaperbacksSeller's business information
Pbshop.co.uk Ltd
Unit 22 Horcott Industrial Estate, Horcott Road
Fairford, United Kingdom GL7 4BX
Terms of sale
Returns Policy
We ask all customers to contact us for authorisation should they wish to return their order. Orders returned without authorisation may not be credited.
If you wish to return, please contact us within 14 days of receiving your order to obtain authorisation.
Returns requested beyond this time will not be authorised.
Our team will provide full instructions on how to return your order and once received our returns department will process your refund.
Please note the cost to return any unwanted order to us is borne by the buyer.
Should your order arrive damaged, not as advertised or faulty, we must be advised of this within 14 days of delivery. Please contact us so we can find the best solution for you.
Our Customer Care Team can be contacted via emailing paperback-us@paperbackshop.co.uk, or by calling our UK Office on +441285 712 917. We are available 9:00am till 5:30pm GMT weekdays and 9:00am till 1:00pm GMT on Saturdays.
Shipping terms
Books are shipped from UK warehouse. Delivery thereafter is between 4 and 14 business days dependant upon your location - please do contact us with any queries you may have.